997 Wild Iris Ct, San Marcos, CA 92078 Property Records

San Diego County property record for 997 Wild Iris Ct, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,237 sqft · built 2007
Lot Size	0.211 acres (9,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,180,000 (Oct 2014)
Tax Bill	$18,423 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`679-280-10-00`

Property Details

APN / Parcel Number

Primary APN	`679-280-10-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,237 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	9,185 sqft (0.211 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	997 WILD IRIS CT
City	SAN MARCOS
State	CA
Zip	92078-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 10 TR 015309
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	015309
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	20043

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	997 WILD IRIS CT, SAN MARCOS, CA 92078-2814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 28, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jun 13, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2014 · Amount on Record
Deed Sale	Oct 3, 2014 · Amount on Record
Prior Sale	Oct 20, 2011 · Amount on Record
Deed Document Number	2014430270
Prior Transfer Date	Sep 3, 2014
Prior Transfer Doc	0000430269
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	997 WILD IRIS CT, SAN MARCOS, CA 92078-2814
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 WILD IRIS CT, SAN MARCOS, CA 92078-2814

Mortgage

Document Number	0000110347
Date	Mar 11, 2022
Instrument	2022-0110347

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	997 WILD IRIS CT, SAN MARCOS, CA 92078-2814
Document Number	0000078323
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	997 WILD IRIS CT SAN MARCOS CA 920782814, SAN MARCOS, CA 92078-2814

Mortgage

Document Number	0000078323
Date	Mar 5, 2019
Instrument	78323

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	997 WILD IRIS CT, SAN MARCOS, CA 92078-2814
Document Number	0000249494
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	997 WILD IRIS CT SAN MARCOS CA 920782814, SAN MARCOS, CA 92078-2814

Mortgage

Document Number	0000249494
Date	Jun 20, 2018
Instrument	249494

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,446,538 (+2%) Land $711,010 Building $735,528
2025	$18,423.00 (+6.63%)	$1,418,175 (+4.04%) Land $697,069 Building $721,106
2023	$17,277.00 (+1.83%)	$1,363,106 Land $670,001 Building $693,105
2022	$16,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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