971 Wild Iris Ct, San Marcos, CA 92078 Property Records

San Diego County property record for 971 Wild Iris Ct, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,717 sqft · built 2007
Lot Size	0.153 acres (6,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,020,000 (May 2017)
Tax Bill	$15,524 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`679-280-17-00`

Property Details

APN / Parcel Number

Primary APN	`679-280-17-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,717 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	6,677 sqft (0.153 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	971 WILD IRIS CT
City	SAN MARCOS
State	CA
Zip	92078-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 17 TR 015309
Legal Subdivision	400 PH 3
Legal Tract	015309
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	20043

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	971 WILD IRIS CT, SAN MARCOS, CA 92078-2814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 20, 2017	Deed of Trust, Mortgage BANK OF AMERICA
May 5, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
May 5, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2017 · Amount on Record
Deed Sale	May 5, 2017 · Amount on Record
Prior Sale	Mar 23, 2009 · Amount on Record
Deed Document Number	2017203144
Prior Transfer Date	Apr 4, 2017
Prior Transfer Doc	0000203143
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	971 WILD IRIS CT, SAN MARCOS, CA 92078-2814
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 WILD IRIS CT, SAN MARCOS, CA 92078-2814

Mortgage

Document Number	0000828219
Date	Dec 23, 2020
Instrument	2020-0828219

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	971 WILD IRIS CT, SAN MARCOS, CA 92078-2814
Document Number	0000509122
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	971 WILD IRIS CT SAN MARCOS CA 920782814, SAN MARCOS, CA 92078-2814

Mortgage

Document Number	0000509122
Date	Nov 1, 2017
Instrument	509122

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2017
Property Address	971 WILD IRIS CT, SAN MARCOS, CA 92078-2814
Document Number	0000203143
Instrument Date	Apr 4, 2017
Instrument	203143
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5238 COKE AVE LAKEWOOD CA 907122304, LAKEWOOD, CA 90712-2304

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2017
Property Address	971 WILD IRIS CT, SAN MARCOS, CA 92078-2814
Document Number	0000203144
Instrument Date	Mar 14, 2017
Instrument	203144
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	971 WILD IRIS CT SAN MARCOS CA 920782814, SAN MARCOS, CA 92078-2814

Mortgage

Document Number	203145
Date	May 5, 2017
Instrument	203145

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,207,468 (+2%) Land $591,897 Building $615,571
2025	$15,524.00 (+6.59%) Homeowner's exemption	$1,183,793 (+4.04%) Land $580,292 Building $603,501
2023	$14,564.00 (+1.87%) Homeowner's exemption	$1,137,826 Land $557,759 Building $580,067
2022	$14,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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