997 Truman Dr, Canton, MI 48188 Property Records

Wayne County property record for 997 Truman Dr, Canton, MI 48188

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,518 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Sep 2021)
Tax Bill	$9,683 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Oct 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71 075 03 0182 000`

Property Details

APN / Parcel Number

Primary APN	`71 075 03 0182 000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,518 sqft Living Area
1st Floor Area	1,262 sqft
Basement Area	1,262 sqft
Unfinished Basement	1,262 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	997 TRUMAN DR
City	CANTON
State	MI
Zip	48188-2881
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA
Legal Description	UNIT 182 2ND AMENDMENT TO WAYNE COUNTY CONDO SUB PLAN NO. 1043 AKA RIVER HILL RIDGE AT CHERRY HILL VILLAGE T2S R8E L53874 OF
Legal Subdivision	RIVER HILL RIDGE AT CHERRY HILL VILLAGE
Legal Unit	182
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	2
Census Block	2027
Census Tract	564501

Owner

997 Truman Dr, a condominium, is owned and occupied by an individual who bought it in September 2021.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	997 TRUMAN DR, CANTON, MI 48188-2881
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage ROCKET MORTGAGE LLC
Sep 7, 2021	Warranty Deed, Transfer NOT AVAILABLE, STG
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Deed Document Number	2021334896
Deed Book / Page	57012 / 1382
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	997 TRUMAN DR, CANTON, MI 48188-2881
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 TRUMAN DR, CANTON, MI 48188-2881

Mortgage

Document Number	0587351410
Date	Mar 14, 2024
Book Page	58735/1410
Instrument	2024066041

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	997 TRUMAN DR, CANTON, MI 48188-2881
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3503 CROOKS RD, ROYAL OAK, MI 48073-2422

Mortgage

Document Number	0571040921
Date	Oct 12, 2021
Book Page	57104/921
Instrument	2021369933

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 7, 2021
Property Address	997 TRUMAN DR, CANTON, MI 48188-2881
Document Number	0570121382
Book / Page	57012 / 1382
Map Reference	LB 52618 PG 361
Instrument Date	Aug 27, 2021
Instrument	2021334896
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	NOT AVAILABLE, STG

Transaction

Amount	Amount on Record
Tax	$4,386.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	997 TRUMAN DR, 997, CANTON, MI 48188-2881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 TRUMAN DR, CANTON, MI 48188-2881

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	997 TRUMAN DR, CANTON, MI 48188-2881
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEONE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 8TH ST, WYANDOTTE, MI 48192-2816

Mortgage

Document Number	0562100613
Date	Nov 20, 2020
Book Page	56210/613
Instrument	2020326349

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 997 Truman Dr was $9,683 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Plymouth-Canton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,500 (+8.36%)	$609,000 (+8.36%)
2025	$9,683.00 Homeowner's exemption	$281,000	$562,000
2023	$8,994.00 Homeowner's exemption	$242,300	$484,600
2019	$8,377.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 997 Truman Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 997 Truman Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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