985 Truman Dr, Canton, MI 48188 Property Records

Wayne County property record for 985 Truman Dr, Canton, MI 48188

Property Summary

Property Type	Condominium
Details	3.5 ba · 2,555 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Jun 2026)
Tax Bill	$10,142 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71 075 03 0181 000`

Property Details

APN / Parcel Number

Primary APN	`71 075 03 0181 000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,555 sqft Living Area
1st Floor Area	1,231 sqft
Basement Area	1,231 sqft
Unfinished Basement	1,231 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	985 TRUMAN DR
City	CANTON
State	MI
Zip	48188-2881
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA
Legal Description	UNIT 181 2ND AMENDMENT TO WAYNE COUNTY CONDO SUB PLAN NO. 1043 AKA RIVER HILL RIDGE AT CHERRY HILL VILLAGE T2S R8E L53874 OF
Legal Subdivision	RIVER HILL RIDGE AT CHERRY HILL VILLAGE
Legal Unit	181
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	2
Census Block	2027
Census Tract	564501

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2904 W BELMONT AVE, 305, CHICAGO, IL 60618-4177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Mar 7, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 15, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	2026200020
Deed Book / Page	60332 / 792
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 9, 2026
Property Address	985 TRUMAN DR, CANTON, MI 48188-2881
Document Number	0000200020
Book / Page	60332 / 792
Instrument Date	Jun 8, 2026
Instrument	2026200020
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	US TITLE SOLUTIONS, TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$568,933.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200021,
Date	Jun 9, 2026
Book Page	60332/794
Instrument	2026200021

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000200022,
Date	Jun 9, 2026
Book Page	60332/820
Instrument	2026200022

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	985 TRUMAN DR, CANTON, MI 48188-2881
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 TRUMAN DR, CANTON, MI 48188-2881

Mortgage

Document Number	0587160186
Date	Mar 7, 2024
Book Page	58716/186
Instrument	2024046858

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	985 TRUMAN DR, CANTON, MI 48188-2881
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 TRUMAN DR, CANTON, MI 48188-2881

Mortgage

Document Number	0559571447
Date	Aug 10, 2020
Book Page	55957/1447
Instrument	2020228307

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	985 TRUMAN DR, CANTON, MI 48188-2881
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0554910235
Date	Dec 27, 2019
Book Page	55491/0235
Instrument	2019357445

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 15, 2018
Property Address	985 TRUMAN DR, CANTON, MI 48188-2881
Document Number	0546730038
Book / Page	54673 / 0038
Instrument Date	Oct 12, 2018
Instrument	2018298083
Transaction Type	Subdivision Related Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,624.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 BLOOMFIELD HILLS PKWY STE 300, 100, BLOOMFIELD HILLS, MI 48304-2950

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16503 MULBERRY WAY, NORTHVILLE, MI 48168-6838

Mortgage

Document Number	2018298084
Date	Oct 15, 2018
Instrument	2018298084

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Plymouth-Canton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,400 (+7.95%)	$632,800 (+7.95%)
2025	$10,142.00 (+7.66%) Homeowner's exemption	$293,100 (+15.58%)	$586,200 (+15.58%)
2023	$9,420.00 (+12.46%) Homeowner's exemption	$253,600	$507,200
2019	$8,376.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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