997 Posey St, Galt, CA 95632 Property Records

Sacramento County property record for 997 Posey St, Galt, CA 95632 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,684 sqft · built 2021
Lot Size0.08 acres (3,498 sqft)
OwnerIndividual Name on File
Last Sale$428,500 (Jun 2021)
Tax Bill$6,676 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN148-1190-049-0000

Property Details

APN / Parcel Number

Primary APN148-1190-049-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,684 sqft Living Area
1st Floor Area707 sqft
2nd Floor Area977 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area3,498 sqft (0.08 acres)
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address997 POSEY ST
CityGALT
StateCA
Zip95632-3539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERANDA AT RIVER OAKS, LOT 49, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal SubdivisionVERANDA AT RIVER OAKS
Legal Lot Number49
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group2
Census Block2014
Census Tract9409

Owner

Source: Sacramento County records · APN 148-1190-049-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address997 POSEY ST, GALT, CA 95632-3539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2021 · Amount on Record
Deed SaleJun 23, 2021 · Amount on Record
Deed Book / Page20210623 / 1308
Record UpdatedSep 20, 2026

June 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJun 23, 2021
Property Address997 POSEY ST, GALT, CA 95632-3539
Document Number0000001308
Map ReferenceMB 419 PG 10
Instrument DateJun 15, 2021
Instrument202106231308
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 15, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address997 POSEY ST, GALT, CA 95632-3539

Mortgage

Document Number0000001309
DateJun 23, 2021
Instrument202106231309
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$473,001 (+2%) Land $99,366 Building $373,635
2025$6,676.00 (+4.13%) Homeowner's exemption$463,727 (+4.04%) Land $97,418 Building $366,309
2024$6,411.00 (+2.15%)
2023$6,276.00 (+4.53%) Homeowner's exemption$445,722 Land $93,636 Building $352,086
2022$6,004.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of California
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 658 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Softcom Internet CommunicationsFixed Wireless (licensed-by-rule)400 / 50
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
DigitalPathFixed Wireless200 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Cal.net, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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