Sacramento County property record for 997 Posey St, Galt, CA 95632 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,684 sqft · built 2021 |
| Lot Size | 0.08 acres (3,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $428,500 (Jun 2021) |
| Tax Bill | $6,676 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-1190-049-0000 |
| Primary APN | 148-1190-049-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 707 sqft |
| 2nd Floor Area | 977 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 3,498 sqft (0.08 acres) |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 997 POSEY ST |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-3539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VERANDA AT RIVER OAKS, LOT 49, UNIT:: 0, BLOCK:: 0, BLDG:: 0 |
| Legal Subdivision | VERANDA AT RIVER OAKS |
| Legal Lot Number | 49 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 9409 |
Source: Sacramento County records · APN 148-1190-049-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 997 POSEY ST, GALT, CA 95632-3539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on Record |
| Deed Sale | Jun 23, 2021 · Amount on Record |
| Deed Book / Page | 20210623 / 1308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 23, 2021 |
| Property Address | 997 POSEY ST, GALT, CA 95632-3539 |
| Document Number | 0000001308 |
| Map Reference | MB 419 PG 10 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 202106231308 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 15, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF SACRAMENTO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 997 POSEY ST, GALT, CA 95632-3539 |
| Document Number | 0000001309 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 202106231309 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $473,001 (+2%) Land $99,366 Building $373,635 | |
| 2025 | $6,676.00 (+4.13%) Homeowner's exemption | $463,727 (+4.04%) Land $97,418 Building $366,309 |
| 2024 | $6,411.00 (+2.15%) | |
| 2023 | $6,276.00 (+4.53%) Homeowner's exemption | $445,722 Land $93,636 Building $352,086 |
| 2022 | $6,004.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 2% of the US · above 2% of California |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 658 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Softcom Internet Communications | Fixed Wireless (licensed-by-rule) | 400 / 50 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| DigitalPath | Fixed Wireless | 200 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Cal.net, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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