988 Posey St, Galt, CA 95632 Property Records

Sacramento County property record for 988 Posey St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,452 sqft · built 2021
Lot Size	0.086 acres (3,762 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,951 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-1190-018-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1190-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	643 sqft
2nd Floor Area	809 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	3,762 sqft (0.086 acres)
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	988 POSEY ST
City	GALT
State	CA
Zip	95632-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VERANDA AT RIVER OAKS, LOT 18, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	VERANDA AT RIVER OAKS
Legal Lot Number	18
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2014
Census Tract	9409

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	988 POSEY ST, GALT, CA 95632-3538
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 1, 2026	Grant Deed, Transfer E-PLACER TITLE, PLACER TITLE
May 1, 2026	Grant Deed, Transfer · VA Mortgage E-PLACER TITLE, PLACER TITLE
Jun 10, 2022	Grant Deed, Subdivision Related Transfer · VA Mortgage AMNET ESOP CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026
Deed Sale	May 1, 2026
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Book / Page	20260501 / 920
Prior Transfer Date	Jul 9, 2025
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	988 POSEY ST, GALT, CA 95632-3538
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 POSEY ST, GALT, CA 95632-3538
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000563
Date	Feb 13, 2024
Instrument	202402130563

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 1, 2026
Property Address	988 POSEY ST, GALT, CA 95632-3538
Document Number	2026000922
Book / Page	20260501 / 922
Instrument Date	Apr 27, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	988 POSEY ST, GALT, CA 95632-3538

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 1, 2026
Property Address	988 POSEY ST, GALT, CA 95632-3538
Document Number	2026000920
Book / Page	20260501 / 920
Instrument Date	Apr 27, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 POSEY ST, GALT, CA 95632-3538
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000921,
Date	May 1, 2026
Book Page	20260501/921

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

June 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 10, 2022
Property Address	988 POSEY ST, GALT, CA 95632-3538
Document Number	0000000491
Map Reference	MB 419 PG 10
Instrument Date	Jun 7, 2022
Instrument	2022061000491
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 POSEY ST, GALT, CA 95632-3538
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000492
Date	Jun 10, 2022
Instrument	2022061000492

Lender

Name	AMNET ESOP CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$490,285 (+2%) Land $162,364 Building $327,921
2025	$6,951.00 (+4.12%)	$480,673 (+4.04%) Land $159,181 Building $321,492
2024	$6,676.00 (+2.11%)
2023	$6,538.00 (+131.02%)	$462,009 Land $153,000 Building $309,009
2022	$2,830.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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