997 Laky Ln, Ramona, CA 92065 Property Records

San Diego County property record for 997 Laky Ln, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,117 sqft · built 1999
Lot Size	2.21 acres (96,703 sqft)
Owner	2 Individual Names on File
Last Sale	$1,045,000 (May 2022)
Tax Bill	$12,012 (2025)
Deeds & Mortgages	May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`281-520-75-00`

Property Details

APN / Parcel Number

Primary APN	`281-520-75-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,117 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	96,703 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	997 LAKY LN
City	RAMONA
State	CA
Zip	92065-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 2 TR PM17566
Legal Subdivision	P17566
Legal Tract	1017566
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2015
Census Tract	20801

Owner

Source: San Diego County records · APN 281-520-75-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	997 LAKY LN, RAMONA, CA 92065-1639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Aug 31, 1999 · Amount on Record
Deed Document Number	2022204520
Prior Transfer Date	Dec 16, 2013
Prior Transfer Doc	0000734912
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2022
Property Address	997 LAKY LN, RAMONA, CA 92065-1639
Document Number	0000204520
Instrument Date	Apr 15, 2022
Instrument	2022-0204520
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	997 LAKY LN, RAMONA, CA 92065-1639

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,131,132 (+2%) Land $487,090 Building $644,042
2025	$12,012.00 (+18.58%)	$1,108,954 (+16.12%) Land $477,540 Building $631,414
2023	$10,130.00 (+108.69%)	$955,000 Land $411,000 Building $544,000
2022	$4,854.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017, rainfall accumulation

Wildfire

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	About 1 in 91 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.