San Diego County property record for 988 Laky Ln, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,209 sqft · built 2004 |
| Lot Size | 10.8 acres (473,497 sqft) |
| Owner | Company Name on Record |
| Last Sale | $295,000 (Feb 2001) |
| Tax Bill | $10,678 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-520-67-00 |
| Primary APN | 281-520-67-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,209 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 473,497 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 988 LAKY LN |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 4 TR PM15971 |
| Legal Tract | 15971 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20801 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 988 LAKY LN, RAMONA, CA 92065-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2001 · Amount on Record |
| Deed Sale | Feb 27, 2001 · Amount on Record |
| Prior Sale | Apr 23, 1992 · Amount on Record |
| Deed Document Number | 2001109361 |
| Last Transfer Date | Jun 15, 2007 |
| Transfer Doc | 0000409520 |
| Record Updated | Sep 20, 2026 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $995,093 (+2%) Land $474,724 Building $520,369 | |
| 2025 | $10,678.00 (+19.64%) Homeowner's exemption | $975,582 (+17.54%) Land $465,416 Building $510,166 |
| 2023 | $8,925.00 (-0.79%) Homeowner's exemption | $830,000 Land $389,000 Building $441,000 |
| 2022 | $8,996.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1980–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: AT&T, Cox Communications, Verizon.
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