997 Concord Ct, Vista, CA 92081 Property Records

San Diego County property record for 997 Concord Ct, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,347 sqft · built 1984
Lot Size	0.127 acres (5,543 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Aug 2020)
Tax Bill	$5,949 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-442-07-00`

Property Details

APN / Parcel Number

Primary APN	`217-442-07-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,543 sqft (0.127 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	997 CONCORD CT
City	VISTA
State	CA
Zip	92081-8925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 118 TR 010947
Legal Subdivision	83-3 PH II
Legal Tract	010947
Legal Block	1
Legal Lot Number	118
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	19905

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	997 CONCORD CT, VISTA, CA 92081-8925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jul 24, 2018	Quit Claim Deed, Transfer GUARDIAN TITLE COMPANY
Jul 24, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	2020470341
Prior Transfer Date	Sep 25, 2019
Prior Transfer Doc	0000434208
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2020
Property Address	997 CONCORD CT, VISTA, CA 92081-8925
Document Number	0000470341
Map Reference	MAP 10947
Instrument Date	Jul 24, 2020
Instrument	2020-0470341
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 THIBODO RD APT 206, 206, VISTA, CA 92081-7585
Investor	Possibly a Property Investor

Mortgage

Document Number	0000470342
Date	Aug 20, 2020
Instrument	2020-0470342

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2019
Property Address	997 CONCORD CT, VISTA, CA 92081-8925
Document Number	0000434208
Map Reference	MAP 10947
Instrument Date	Sep 25, 2019
Instrument	2019-0434208
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	997 CONCORD CT, VISTA, CA 92081-8925

Mortgage

Document Number	0000434209
Date	Sep 30, 2019
Instrument	2019-0434209

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2018
Property Address	997 CONCORD CT, VISTA, CA 92081-8925
Document Number	0000301311
Instrument Date	Jul 17, 2018
Instrument	301311
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	GUARDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1734 WILLOWHAVEN RD ENCINITAS CA 920245641, ENCINITAS, CA 92024-5641

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2018
Property Address	997 CONCORD CT, VISTA, CA 92081-8925
Document Number	0000301312
Map Reference	MAP 10947
Instrument Date	Jul 2, 2018
Instrument	2018-0301312
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 CONCORD CT, VISTA, CA 92081-8925

Mortgage

Document Number	0000301313
Date	Jul 24, 2018
Instrument	2018-0301313

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$651,402 (+2%) Land $461,091 Building $190,311
2025	$5,949.00 (-18.24%)	$638,630 (+4.04%) Land $452,050 Building $186,580
2023	$7,276.00 (+0.25%) Homeowner's exemption	$613,834 Land $434,498 Building $179,336
2022	$7,258.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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