San Diego County property record for 978 Concord Ct, Vista, CA 92081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,098 sqft · built 1984 |
| Lot Size | 0.97 acres (4,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $730,000 (Jan 2022) |
| Tax Bill | $8,506 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 217-441-53-00 |
| Primary APN | 217-441-53-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,098 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 4,240 sqft (0.97 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 978 CONCORD CT |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92081-8924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPI |
| Legal Description | LOT 98 TR 010947 |
| Legal Subdivision | VISTA #83-3 PH 02 |
| Legal Tract | 010947 |
| Legal Block | 1 |
| Legal Lot Number | 98 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 19905 |
Source: San Diego County records · APN 217-441-53-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 978 CONCORD CT, VISTA, CA 92081-8924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2022 | Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Prior Sale | Mar 09, 2010 · Amount on Record |
| Deed Document Number | 202242665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 28, 2022 |
| Property Address | 978 CONCORD CT, VISTA, CA 92081-8924 |
| Document Number | 0000042665 |
| Map Reference | MAP 10947 |
| Instrument Date | Jan 22, 2022 |
| Instrument | 2022-0042665 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | LAWYERS TITLE-SD, LAWYERS TITLE SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 978 CONCORD CT, VISTA, CA 92081-8924 |
| Document Number | 0000042666 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 2022-0042666 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 978 CONCORD CT, VISTA, CA 92081-8924 |
| Document Number | 0000302735 |
| Instrument Date | Jun 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 978 CONCORD CT VISTA CA 920818924, VISTA, CA 92081-8924 |
| Document Number | 0000302735 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 302735 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $710,609 (+2%) Land $554,987 Building $155,622 | |
| 2025 | $8,506.00 (+7.96%) Homeowner's exemption | $696,676 (+4.04%) Land $544,105 Building $152,571 |
| 2023 | $7,879.00 (+60.63%) Homeowner's exemption | $669,626 Land $522,978 Building $146,648 |
| 2022 | $4,905.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cox Communications, Verizon.
Based on FCC filings for 589 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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