997 Carmel Ct, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 997 Carmel Ct, Shoreview, MN 55126 · Last verified May 2024

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	1,140 sqft Living Area
Lot Size	1,742 sqft (0.039 acres)
Occupancy	Owner Occupied
Last Sale	$210,000 (2022)
Tax Bill	$2,590.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`14-30-23-32-0175`
Alternative APN	`143023320024`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,140 sqft Living Area
Gross Area	1,540 sqft Gross Area
1st Floor	628 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	1,742 sqft (0.039 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	143023320024
Street Address	997 CARMEL CT
City	SHOREVIEW
State	MN
Zip	55126-5833
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LAKE MARTHA ADDITION LOT 2 BLK 8
Legal Range	23
Legal Township	30
Legal Section	14
Legal Quarter	3
Legal Quarter Quarter	2
Legal Subdivision	LAKE MARTHA ADDITION
Legal Block	8
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Minor Civil Division	SHOREVIEW
Census Blockgroup	3
Census Block	3001
Census Tract	40707

Owner

Source: Ramsey County records · APN 14-30-23-32-0175

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	997 CARMEL CT, SHOREVIEW, MN 55126-5833
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL CU
Nov 01, 2018	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LEND SMART MTG
Jan 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage BELL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Nov 01, 2018 · Amount on Record
Deed Doc Number	T02723521
Record Refreshed	Jun 07, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 24, 2022
Property Address	997 CARMEL CT, SHOREVIEW, MN 55126-5833
Document Number	0T02723521
Instrument Date	Jan 14, 2022
Instrument	T02723521
Transaction Type	Transfer
Record Updated	Feb 02, 2022
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Tax	$693.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	997 CARMEL CT, SHOREVIEW, MN 55126-5833

Mortgage

Document Number	0T02723522
Date	Jan 24, 2022
Instrument	T02723522

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Mortgage

Document Number	0T02723523
Date	Jan 24, 2022
Instrument	T02723523

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 01, 2018
Property Address	997 CARMEL CT, SHOREVIEW, MN 55126-5833
Document Number	0002626917
Instrument Date	Oct 05, 2018
Instrument	2626917
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$581.40
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	997 CARMEL CT SHOREVIEW MN 551265833, SHOREVIEW, MN 55126-5833

Mortgage

Document Number	2626918
Date	Nov 01, 2018
Instrument	2626918

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	997 CARMEL CT, SHOREVIEW, MN 55126-5833
Document Number	0002608239
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	724 MC CUTCHEON RD HUDSON WI 540167630, HUDSON, WI 54016-7630

Mortgage

Document Number	0002608239
Date	Feb 13, 2018
Instrument	2608239

Lender

Name	BELL BK
Address	WOODBURY, MN 55125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 12, 2025

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Shoreview City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,590.00 Homeowner's exemption	$221,900 Land $50,000 Building $171,900	$221,900 Land $50,000 Building $171,900

Flood & Wildfire

997 Carmel Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Ramsey County (27123C), updated April 20, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 16th in Minnesota
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

997 Carmel Ct, Shoreview (Saint Paul), MN 55126 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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