995 Carmel Ct, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 995 Carmel Ct, Shoreview, MN 55126 · Last verified May 2024

Property Summary

Property Type	Townhouse
Details	3 bd · 1 ba · 1,140 sqft · built 1972
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (Nov 2022)
Tax Bill	$2,526 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-30-23-32-0176`

Property Details

APN / Parcel Number

Primary APN	`14-30-23-32-0176`
Alternative APN	`143023320025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,140 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	628 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	1,742 sqft (0.039 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	143023320025
Street Address	995 CARMEL CT
City	SHOREVIEW
State	MN
Zip	55126-5833
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LAKE MARTHA ADDITION LOT 3 BLK 8
Legal Range	23
Legal Township	30
Legal Section	14
Legal Quarter	3
Quarter-Quarter Section	2
Legal Subdivision	LAKE MARTHA ADDITION
Legal Block	8
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	SHOREVIEW
Census Block Group	3
Census Block	3001
Census Tract	40707

Owner

Source: Ramsey County records · APN 14-30-23-32-0176

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	995 CARMEL CT, SHOREVIEW, MN 55126-5833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Jun 21, 2016 · Amount on Record
Deed Document Number	T02745444
Record Updated	Jun 07, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 23, 2022
Property Address	995 CARMEL CT, SHOREVIEW, MN 55126-5833
Document Number	0T02745444
Instrument Date	Nov 21, 2022
Instrument	T02745444
Transaction Type	Transfer
Record Updated	Dec 06, 2022
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$734.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 CARMEL CT, SHOREVIEW, MN 55126-5833

Mortgage

Document Number	0T02745445
Date	Nov 23, 2022
Instrument	T02745445

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Shoreview City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,526.00 Homeowner's exemption	$215,500 Land $50,000 Building $165,500	$215,500 Land $50,000 Building $165,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 16% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.