Santa Cruz County property record for 9965 Monroe Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,581 sqft Living Area |
| Lot Size | 20,212 sqft (0.464 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $640,000 (2016) |
| Tax Bill | $9,055.00 (2025) |
Source: Santa Cruz County records · APN 041-511-28
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9965 MONROE AVE, APTOS, CA 95003-4915 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2016 · Amount on Record |
| Deed Sale | Jan 22, 2016 · Amount on Record |
| Deed Doc Number | 20162304 |
| Prior Transfer Date | Jun 05, 2007 |
| Prior Transfer Doc | 0000031534 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 9965 MONROE AVE, APTOS, CA 95003-4915 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9965 MONROE AVE, APTOS, CA 95003-4915 |
| Document Number | 0000061099 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021-0061099 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2042 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $772,783 (+2%) Land $540,948 Building $231,835 | ||
| 2025 | $9,055.00 (+9.74%) | $757,630 (+4.04%) Land $530,341 Building $227,289 | |
| 2023 | $8,251.00 (+1.85%) | $728,211 Land $509,748 Building $218,463 | $928,080 |
| 2022 | $8,101.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 041-511-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,581 sqft Living Area |
| Gross Area | 2,001 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,212 sqft (0.464 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Deck Area | 246 sqft Deck |
| Patio Area | 246 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Water Source | Commercial Water Source |
| Street Address | 9965 MONROE AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4915 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 122204 |
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