10020 Monroe Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 10020 Monroe Ave, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,729 sqft · built 1979
Lot Size	0.378 acres (16,466 sqft)
Owner	Company Name on File
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-541-01`

Property Details

APN / Parcel Number

Primary APN	`041-541-01`
Alternative APN	`041-541-01-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,729 sqft Living Area
Gross Area	2,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	16,466 sqft (0.378 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	255 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	10020 MONROE AVE
City	APTOS
State	CA
Zip	95003-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2005
Census Tract	122204

Owner

Source: Santa Cruz County records · APN 041-541-01

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10020 MONROE AVE, APTOS, CA 95003-4917
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 04, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 02, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 24, 2020
Transfer Doc	0000000114
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 04, 2021
Property Address	10020 MONROE AVE, APTOS, CA 95003-4917
Document Number	0000000114
Instrument Date	Dec 24, 2020
Instrument	114
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10020 MONROE AVE APTOS CA 950034917, APTOS, CA 95003-4917

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 04, 2021
Property Address	10020 MONROE AVE, APTOS, CA 95003-4917
Document Number	0000000112
Map Reference	VOL 28 PG 39
Instrument Date	Dec 07, 2020
Instrument	2021-0000112
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 MONROE AVE, APTOS, CA 95003-4917

Mortgage

Document Number	0000000113
Date	Jan 04, 2021
Instrument	2021-0000113

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 02, 2019
Property Address	10020 MONROE AVE, APTOS, CA 95003-4917
Document Number	0000008263
Instrument Date	Apr 01, 2019
Instrument	8263
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	347 SPRECKELS DR APTOS CA 950033923, APTOS, CA 95003-3923

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,308 (+2%) Land $101,567 Building $177,741
2025	$3,506.00 (+11.58%) Homeowner's exemption	$273,830 (+4.04%) Land $99,575 Building $174,255
2023	$3,142.00 (+2.08%) Homeowner's exemption	$263,198 Land $95,709 Building $167,489	$883,620
2022	$3,078.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Surfnet Communications, AT&T, Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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