Hamilton County property record for 9957 Estep Dr, Carmel, IN 46280
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,471 sqft · built 1990 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $291,000 (Mar 2019) |
| Tax Bill | $3,328 (2024) |
| Deeds & Mortgages | Oct 2026 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-07-112-029.000-018 |
| Primary APN | 29-14-07-112-029.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,471 sqft Living Area |
| Gross Area | 1,951 sqft |
| 1st Floor Area | 1,471 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 177 ft deep x 60.7 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 9957 ESTEP DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46280-1587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .24, SECTION 7, TOWNSHIP 17, RANGE 4, WALDEN POND, SECTION 3, LOT 72 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | WALDEN POND SECTION 3 |
| Legal Block | 3 |
| Legal Lot Number | 72 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 111104 |
9957 Estep Dr is owned and occupied by an individual who bought it in March 2019.
Source: Hamilton County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9957 ESTEP DR, CARMEL, IN 46280-1587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Oct 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on File |
| Deed Sale | Mar 1, 2019 · Amount on File |
| Prior Sale | May 11, 2005 |
| Deed Document Number | 20197294 |
| Prior Transfer Date | Oct 10, 2018 |
| Prior Transfer Doc | 0000048484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 5, 2026 |
| Property Address | 9957 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Number | 0000045768 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202645768 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9957 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Number | 0000045768, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 202645768 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Mar 1, 2019 |
| Property Address | 9957 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Number | 2019007294 |
| Map Reference | CAB1 SL18 DOC8908805 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 2019007294 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9957 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Number | 2019007295 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 2019007295 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 11, 2018 |
| Property Address | 9957 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Number | 0000048484 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 48484 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 WOODLAND LN CARMEL IN 460323568, CARMEL, IN 46032-3568 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $345,800 (+10.76%) Land $99,700 Building $246,100 | $345,800 (+10.76%) Land $99,700 Building $246,100 | |
| 2024 | $3,328.00 (+16.16%) | $312,200 (+9.58%) Land $99,700 Building $212,500 | $312,200 (+9.58%) Land $99,700 Building $212,500 |
| 2023 | $2,865.00 (+3.62%) | $284,900 (+13.37%) Land $72,400 Building $212,500 | $284,900 (+13.37%) Land $72,400 Building $212,500 |
| 2022 | $2,765.00 | $251,300 Land $72,400 Building $178,900 | $251,300 Land $72,400 Building $178,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9957 Estep Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9957 Estep Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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