996 W 20th St, Upland, CA 91784 Property Records

San Bernardino County property record for 996 W 20th St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,286 sqft · built 1984
Lot Size	0.233 acres (10,126 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Mar 2020)
Tax Bill	$8,773 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1005-111-12-0000`

Property Details

APN / Parcel Number

Primary APN	`1005-111-12-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	1,534 sqft
2nd Floor Area	752 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	10,126 sqft (0.233 acres)
Lot Dimensions	122 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	555 sqft
Patio Area	555 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	996 W 20TH ST
City	UPLAND
State	CA
Zip	91784-1599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 11091 LOT 1
Legal Subdivision	TRACT 11091
Legal Tract	11091
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3005
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	996 W 20TH ST, UPLAND, CA 91784-1599
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit CHRISTIAN COMMUNITY CU
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHRISTIAN COMMUNITY CU
Mar 18, 2020	Grant Deed, Transfer · Conventional Mortgage CHRISTIAN COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Prior Sale	Apr 12, 2013 · Amount on Record
Deed Document Number	202097338
Prior Transfer Date	Mar 7, 1996
Prior Transfer Doc	0000093937
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	996 W 20TH ST, UPLAND, CA 91784-1599
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 W 20TH ST, UPLAND, CA 91784-1599

Mortgage

Document Number	0000017186
Date	Jan 23, 2026
Instrument	2026-0017186

Lender

Name	CHRISTIAN COMMUNITY CU
Type	Credit Union
Address	SAN DIMAS, CA 91773

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	996 W 20TH ST, UPLAND, CA 91784-1599
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 W 20TH ST, UPLAND, CA 91784-1599

Mortgage

Document Number	0000057706
Date	Feb 5, 2021
Instrument	2021-0057706

Lender

Name	CHRISTIAN COMMUNITY CU
Type	Credit Union
Address	SAN DIMAS, CA 91773

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 18, 2020
Property Address	996 W 20TH ST, UPLAND, CA 91784-1599
Document Number	0000097338
Map Reference	MB 168 PG 93&94
Instrument Date	Jan 21, 2020
Instrument	2020-0097338
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	996 W 20TH ST, UPLAND, CA 91784-1599

Mortgage

Document Number	0000097339
Date	Mar 18, 2020
Instrument	2020-0097339

Lender

Name	CHRISTIAN COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$814,330 (+2%) Land $203,584 Building $610,746
2025	$8,773.00 (+4.83%)	$798,363 (+4.04%) Land $199,592 Building $598,771
2023	$8,369.00 (+2.2%)	$767,361 Land $191,841 Building $575,520
2022	$8,189.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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