981 W 20th St, Upland, CA 91784 Property Records

San Bernardino County property record for 981 W 20th St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,286 sqft · built 1983
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$970,000 (Aug 2023)
Tax Bill	$10,824 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`1004-261-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1004-261-05-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
Gross Area	2,916 sqft
1st Floor Area	1,534 sqft
2nd Floor Area	752 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	75 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	981 W 20TH ST
City	UPLAND
State	CA
Zip	91784-1597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 11063 LOT 3
Legal Subdivision	158M17
Legal Tract	11063
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3006
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 W 20TH ST, UPLAND, CA 91784-1597
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Grant Deed, Transfer · Conventional Mortgage NUHOME TEAM
Mar 17, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	Mar 17, 2023 · Amount on Record
Deed Document Number	2023195930
Prior Transfer Date	Mar 10, 2023
Prior Transfer Doc	0000064557
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 9, 2023
Property Address	981 W 20TH ST, UPLAND, CA 91784-1597
Document Number	0000195930
Map Reference	MB 158 PG 17&18
Instrument Date	Jul 31, 2023
Instrument	2023-0195930
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	981 W 20TH ST, UPLAND, CA 91784-1597

Mortgage

Document Number	0000195931
Date	Aug 9, 2023
Instrument	2023-0195931

Lender

Name	NUHOME TEAM
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 17, 2023
Property Address	981 W 20TH ST, UPLAND, CA 91784-1597
Document Number	0000064558
Map Reference	MB 158 PG 17&18
Instrument Date	Mar 7, 2023
Instrument	2023-0064558
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 N REDDING WAY, UPLAND, CA 91784-1617
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,009,188 (+2%) Land $252,297 Building $756,891
2025	$10,824.00 (+16.36%) Homeowner's exemption	$989,400 (+15.72%) Land $247,350 Building $742,050
2023	$9,302.00 (+165.7%) Homeowner's exemption	$855,000 (+168.48%) Land $300,000 Building $555,000
2022	$3,501.00 Homeowner's exemption	$318,460 Land $79,571 Building $238,889

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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