9946 Zig Zag Rd, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 9946 Zig Zag Rd, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1956
Lot Size	0.532 acres (23,174 sqft)
Owner	Individual Name on Record
Last Sale	$402,000 (Nov 2021)
Tax Bill	$7,200 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`603-0013-0274-00`

Property Details

APN / Parcel Number

Primary APN	`603-0013-0274-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	23,174 sqft (0.532 acres)
Lot Dimensions	204 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Patio Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9946 ZIG ZAG RD
City	MONTGOMERY
State	OH
Zip	45242-6313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZIG ZAG RD 88.64 X 204.86IRR LOT 35 JOLAIN ACRES SUB BLK A
Legal Subdivision	JOLAIN ACRES SUB
Legal Block	A
Legal Lot Number	35
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3002
Census Tract	23902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9946 ZIG ZAG RD, MONTGOMERY, OH 45242-6313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 5, 2020	Warranty Deed, Transfer TTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	0000140839
Deed Book / Page	14549 / 2034
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 22, 2021
Property Address	9946 ZIG ZAG RD, MONTGOMERY, OH 45242-6313
Document Number	0000140839
Book / Page	14549 / 2034
Map Reference	MB 72 PG 75
Instrument Date	Oct 28, 2021
Instrument	2021-0140839
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,206.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9946 ZIG ZAG RD, MONTGOMERY, OH 45242-6313

Mortgage

Document Number	0000140840
Date	Nov 22, 2021
Instrument	2021-0140840

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 5, 2020
Property Address	9946 ZIG ZAG RD, MONTGOMERY, OH 45242-6313
Document Number	0000102375
Book / Page	14267 / 2298
Map Reference	MB 72 PG 75
Instrument Date	Sep 24, 2020
Instrument	2020-0102375
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TTA

Transaction

Amount	Amount Recorded
Tax	$1,154.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6317 WEBER WOODS CT, LOVELAND, OH 45140-9070

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,200.00 (+2.37%)	$140,700 (+%) Land $34,177 Building $106,523
2024	$7,033.00 (-0.57%)	$140,699 (-) Land $34,177 Building $106,522
2023	$7,073.00 (-16.57%)	$140,699 (%) Land $34,177 Building $106,522	$402,000 (-) Land $97,650 Building $304,350
2022	$8,478.00 Homeowner's exemption	$140,700 Land $37,597 Building $103,103
2020			$402,000 Land $107,420 Building $294,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Zig Zag Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures