Howard County property record for 9951 Harmony Ln, Laurel, MD 20723 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,088 sqft · built 2001 |
| Lot Size | 0.158 acres (6,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $93,306 (Oct 2023) |
| Tax Bill | $7,988 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-562183 |
| Primary APN | 06-562183 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,876 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 562183 |
|---|---|
| Street Address | 9951 HARMONY LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 6876 SQ' 9951 HARMONY LN KINGS ARMS, SEC 1, AR 1 |
| Legal Subdivision | KINGS FARM |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606904 |
Source: Howard County records · APN 06-562183
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9951 HARMONY LN, LAUREL, MD 20723-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 14, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Aug 02, 2005 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 12, 2023 |
| Property Address | 9951 HARMONY LN, LAUREL, MD 20723-1601 |
| Document Number | 0221440495 |
| Book / Page | 22144 / 495 |
| Map Reference | PL 13775&13776 |
| Instrument Date | Oct 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | 2020 TITLE LLC, 20 20 TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9951 HARMONY LN, LAUREL, MD 20723-1601 |
| Document Number | 0022144499 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 22144/499 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 14, 2017 |
| Property Address | 9951 HARMONY LN, LAUREL, MD 20723-1601 |
| Document Number | 0178070430 |
| Book / Page | 017807 / 000430 |
| Instrument Date | Mar 07, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9951 HARMONY LN LAUREL MD 207231601, LAUREL, MD 20723-1601 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,667 (+2.62%) | $550,400 (+7.86%) Land $258,400 Building $292,000 | |
| 2025 | $7,988.00 (+57.43%) Homeowner's exemption | $510,300 (+8.44%) Land $218,400 Building $291,900 | $510,300 (-) Land $218,400 Building $291,900 |
| 2023 | $470,567 | $510,300 Land $218,400 Building $291,900 | |
| 2022 | $5,074.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276069041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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