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9940 Harmony Ln, Laurel, MD 20723 Property Records

Howard County property record for 9940 Harmony Ln, Laurel, MD 20723 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,832 sqft · built 2000
Lot Size0.156 acres (6,801 sqft)
Owner2 Individual Names on File
Last Sale$334,000 (Nov 2013)
Tax Bill$7,771 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-562582

Property Details

APN / Parcel Number

Primary APN06-562582
Alternative APNs
  • 6562582
  • 562582

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,832 sqft Total Area
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,801 sqft (0.156 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number562582
Street Address9940 HARMONY LN
CityLAUREL
StateMD
Zip20723-1678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 6801 SQ' 9940 HARMONY LN KINGS ARMS, SEC 1, AR 1
Legal SubdivisionKINGS ARM
Legal Lot Number11
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group1
Census Block1001
Census Tract606904

Owner

Source: Howard County records · APN 06-562582

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9940 HARMONY LN, LAUREL, MD 20723-1678
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2013 · Amount on Record
Deed SaleNov 06, 2013 · Amount on Record
Prior SaleOct 12, 2000 · Amount on Record
Deed Book / Page15321 / 399
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address9940 HARMONY LN, LAUREL, MD 20723-1678
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address9940 HARMONY LN, LAUREL, MD 20723-1678

Mortgage

Document Number0229670020
DateOct 21, 2025
Book Page22967/20
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address9940 HARMONY LN, LAUREL, MD 20723-1678
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyUNIVERSAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0207120022
DateJul 14, 2021
Book Page20712/22
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2036

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$521,467 (+4.46%)$566,000 (+13.38%) Land $258,100 Building $307,900
2025$7,771.00 (+57.05%) Homeowner's exemption$499,200 (+8.66%) Land $218,100 Building $281,100$499,200 (-) Land $218,100 Building $281,100
2023$459,400$499,200 Land $218,100 Building $281,100
2022$4,948.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276069041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
Believe WirelessFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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