995 Windsor Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 995 Windsor Rd, Charlottesville, VA 22901 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4.5 Baths
Year Built	Built 2010
Square Footage	3,832 sqft Finished Area
Lot Size	63,946 sqft (1.46 acres)
Occupancy	Owner Occupied
Last Sale	$2,300,000 (2022)
Tax Bill	$27,587.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`060E1-00-0C-01700`
Alternative APN	`22243`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	13 Rooms
Building Area	3,832 sqft Finished Area
Basement Area	1,380 sqft Basement
Finished Basement	1,272 sqft Finished
Unfinished Basement	108 sqft Unfinished
Stories	2 Stories
Primary Flooring	Tile Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer Exterior
Construction Type	Wood Construction
Roof Material	Metal Roof
Lot Area	63,946 sqft (1.46 acres)
Driveway	Driveway Paver
Garage Area	1,008 sqft Garage

Exterior Amenities

Balcony Area	300 sqft Balcony
Deck Area	300 sqft Deck
Patio Area	210 sqft Patio
Porch Area	1,158 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	995 WINDSOR RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-5044
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FARMINGTON C 17
Legal Subdivision	FARMINGTON
Jurisdiction	ALBEMARLE VA
Minor Civil Division	JACK JOUETT
Census Blockgroup	1
Census Block	1018
Census Tract	11000

Owner

Source: Albemarle County records · APN 060E1-00-0C-01700

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	995 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5044
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Dec 14, 2011 · Amount on Record
Deed Doc Number	20226411
Record Refreshed	Sep 20, 2026

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 26, 2022
Property Address	995 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5044
Document Number	202200006411
Map Reference	MB 363 PG 458
Instrument Date	May 20, 2022
Instrument	202200006411
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	995 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5044

Mortgage

Document Number	202200006412
Date	May 26, 2022
Instrument	202200006412

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 01, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	13.6%

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,587.00 (+8.79%)	$3,085,800 (+8.79%) Land $818,400 Building $2,267,400	$3,085,800 (+8.79%) Land $818,400 Building $2,267,400
2025	$25,357.00 (+22.94%)	$2,836,400 (+17.43%) Land $774,400 Building $2,062,000	$2,836,400 (+17.43%) Land $774,400 Building $2,062,000
2023	$20,626.00	$2,415,300 Land $704,000 Building $1,711,300	$2,415,300 Land $704,000 Building $1,711,300

Flood & Wildfire

995 Windsor Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.