990 Windsor Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 990 Windsor Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,632 sqft · built 1960
Lot Size	1.78 acres (77,755 sqft)
Owner	2 Trust Names on Record
Tax Bill	$21,453 (2026)
Deeds & Mortgages	Mar 2024 Transfer Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060E1-00-0C-01900`

Property Details

APN / Parcel Number

Primary APN	`060E1-00-0C-01900`
Alternative APN	`22245`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,632 sqft Finished Area
Basement Area	1,342 sqft
Finished Basement	1,168 sqft
Unfinished Basement	174 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	77,755 sqft (1.78 acres)
Garage Area	528 sqft
Driveway	Paver Driveway

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	414 sqft
Patio Area	348 sqft
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal

Location & Zoning

Street Address	990 WINDSOR RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	FARMINGTON C 19
Legal Subdivision	FARMINGTON
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1015
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	990 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Gift Deed, Transfer
Mar 1, 2024	Deed of Distribution, Transfer
May 16, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BANK
Dec 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 20, 2024
Transfer Doc	0000001531
Record Updated	Sep 20, 2026

March 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 1, 2024
Property Address	990 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5043
Document Number	202400001532
Map Reference	MB 363 PG 458
Instrument Date	Feb 20, 2024
Instrument	202400001532
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5043

March 2024: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 1, 2024
Property Address	990 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5043
Document Number	202400001531
Map Reference	MB 363 PG 458
Instrument Date	Feb 20, 2024
Instrument	202400001531
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5043

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	990 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5043
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 WINDSOR RD, CHARLOTTESVLE, VA 22901-5043

Mortgage

Document Number	202300003946
Date	May 16, 2023
Instrument	202300003946

Lender

Name	CITIZENS & FARMERS BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 30, 2020
Property Address	990 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5043
Document Number	0000019178
Book / Page	005454 / 000112
Instrument Date	Dec 29, 2020
Instrument	19178
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	990 WINDSOR RD CHARLOTTESVILLE VA 229015043, CHARLOTTESVILLE, VA 22901-5043

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,453.00 (+8.61%)	$2,399,700 (+8.61%) Land $795,200 Building $1,604,500	$2,399,700 (+8.61%) Land $795,200 Building $1,604,500
2025	$19,752.00 (+19.04%)	$2,209,500 (+13.72%) Land $752,400 Building $1,457,100	$2,209,500 (+13.72%) Land $752,400 Building $1,457,100
2023	$16,593.00	$1,943,000 Land $684,000 Building $1,259,000	$1,943,000 Land $684,000 Building $1,259,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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