Polk County property record for 995 Willowbrook Ct, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,773 sqft · built 1980 |
| Lot Size | 0.24 acres (10,437 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,000 (Oct 2009) |
| Tax Bill | $1,075 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-01-663550-000900 |
| Primary APN | 26-29-01-663550-000900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,773 sqft Living Area |
| Gross Area | 2,257 sqft |
| 1st Floor Area | 1,773 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,437 sqft (0.24 acres) |
| Lot Dimensions | 110 ft deep x 88 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Pool House | Pool House |
| Porch | Unfinished Open Porch |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 995 WILLOWBROOK CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CYPRESS GROVE PHASE THREE PB 69 PG 45 LOT 90 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS GROVE PHASE 03 |
| Legal Phase | 3 |
| Legal Tract | 663550 |
| Legal Block | 2 |
| Legal Lot Number | 90 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 14003 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 995 WILLOWBROOK CT, WINTER HAVEN, FL 33884-2940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2009 · Amount on Record |
| Deed Sale | Oct 14, 2009 · Amount on Record |
| Prior Sale | Mar 10, 2004 · Amount on Record |
| Deed Document Number | 2009184031 |
| Deed Book / Page | 7993 / 1078 |
| Prior Transfer Date | Oct 1, 2009 |
| Prior Transfer Doc | 0000184030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 995 WILLOWBROOK CT, WINTER HAVEN, FL 33884-2940 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000094644 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 13090/840 |
| Instrument | 2024094644 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 995 WILLOWBROOK CT, WINTER HAVEN, FL 33884-2940 |
| Document Number | 0115520556 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | RIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 995 WILLOWBROOK CT WINTER HAVEN FL 338842940, WINTER HAVEN, FL 33884-2940 |
| Document Number | 0115520556 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 011552/000556 |
| Instrument | 19722 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 25, 2036 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,075.00 (-37.54%) Homeowner's exemption | $121,614 (+5.99%) | $236,281 (+7.99%) Land $42,000 Building $194,281 |
| 2023 | $1,721.00 (+8.99%) Homeowner's exemption | $114,745 (+3%) | $218,804 (-9.85%) Land $40,000 Building $178,804 |
| 2022 | $1,579.00 Homeowner's exemption | $111,403 | $242,716 Land $33,000 Building $209,716 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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