Polk County property record for 991 Willowbrook Ct, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,940 sqft · built 1984 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $93,500 (Aug 2003) |
| Tax Bill | $1,021 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-01-663550-000920 |
| Primary APN | 26-29-01-663550-000920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,940 sqft Living Area |
| Gross Area | 2,666 sqft |
| 1st Floor Area | 1,940 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Porch | Porch |
| Porch Area | 264 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|
| Street Address | 991 WILLOWBROOK CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CYPRESS GROVE PHASE THREE PB 69 PG 45 LOT 92 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS GROVE PHASE 03 |
| Legal Phase | 3 |
| Legal Tract | 663550 |
| Legal Block | 2 |
| Legal Lot Number | 92 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 14003 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 991 WILLOWBROOK CT, WINTER HAVEN, FL 33884-2940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2003 · Amount on Record |
| Deed Sale | Aug 20, 2003 · Amount on Record |
| Prior Sale | Apr 4, 1994 · Amount on Record |
| Deed Document Number | 2003166879 |
| Deed Book / Page | 5480 / 1054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 6, 2026 |
| Property Address | 991 WILLOWBROOK CT, WINTER HAVEN, FL 33884-2940 |
| Document Number | 0000159911 |
| Book / Page | 14063 / 1482 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026159911 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | DATA SEARCH INC, DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 991 WILLOWBROOK CT, WINTER HAVEN, FL 33884-2940 |
| Document Number | 0000159911, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 14063/1482 |
| Instrument | 2026159911 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 991 WILLOWBROOK CT, WINTER HAVEN, FL 33884-2940 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 991 WILOW BOOKE CT, WINTER HAVEN, FL 33884 |
| Document Number | 0000044605 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 12122/1787 |
| Instrument | 2022044605 |
| Name | GLOBAL EQUITY FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,708 (+2.7%) | $251,384 (-1.49%) Land $42,000 Building $209,384 | |
| 2025 | $1,021.00 (-38.86%) Homeowner's exemption | $117,535 (+5.99%) | $255,185 (+7.85%) Land $42,000 Building $213,185 |
| 2023 | $1,670.00 (+9.36%) Homeowner's exemption | $110,896 (+3%) | $236,616 (-9.6%) Land $40,000 Building $196,616 |
| 2022 | $1,527.00 Homeowner's exemption | $107,666 | $261,731 Land $33,000 Building $228,731 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures