995 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 995 Wilda Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,170 sqft · built 2015
Lot Size	4.92 acres (214,315 sqft)
Owner	2 Individual Names on Record
Last Sale	$519,000 (Oct 2020)
Tax Bill	$6,377 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-012321`

Property Details

APN / Parcel Number

Primary APN	`04-012321`
Alternative APNs	`4012321` `012321`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,170 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	214,315 sqft (4.92 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	012321
Street Address	995 WILDA DR
City	WESTMINSTER
State	MD
Zip	21157-8357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 46 - 4.92 ACS 995 WILDA DR 29-124 PEACH MILL SC 5
Legal Subdivision	PEACH MILL ESTATES
Legal Lot Number	46
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2006
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	995 WILDA DR, WESTMINSTER, MD 21157-8357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 1, 2020	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 20, 2019	Quit Claim Deed, Transfer TITLE-RITE SERVICES INC, TITLE-RITE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Mar 7, 2014 · Amount on Record
Deed Book / Page	9876 / 211
Prior Transfer Date	Nov 8, 2019
Prior Transfer Doc	0094830450
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	995 WILDA DR, WESTMINSTER, MD 21157-8357
Transaction Type	Mortgage
Record Updated	Jul 4, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108010418
Date	Jun 10, 2022
Book Page	10801/418

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 1, 2020
Property Address	995 WILDA DR, WESTMINSTER, MD 21157-8357
Document Number	0098760211
Book / Page	9876 / 211
Map Reference	MB 29 FO 124
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	995 WILDA DR, WESTMINSTER, MD 21157-8357

Mortgage

Document Number	0009876218
Date	Oct 1, 2020
Instrument	9876/218

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 20, 2019
Property Address	995 WILDA DR, WESTMINSTER, MD 21157-8357
Document Number	0094830450
Book / Page	009483 / 000450
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	TITLE-RITE SERVICES INC, TITLE-RITE SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	995 WILDA DR WESTMINSTER MD 211578357, WESTMINSTER, MD 21157-8357

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,377.00 (+6.57%)	$564,133 (+6.64%)	$634,400 (+19.92%) Land $219,800 Building $414,600
2025	$5,984.00 (+17.89%)	$529,000 (+17.75%) Land $179,800 Building $349,200	$529,000 (-) Land $179,800 Building $349,200
2023	$5,076.00	$449,267	$529,000 Land $179,800 Building $349,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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