990 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 990 Wilda Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,132 sqft · built 1988
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Nov 2018)
Tax Bill	$5,498 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-055772`

Property Details

APN / Parcel Number

Primary APN	`04-055772`
Alternative APNs	`4055772` `055772`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,132 sqft Total Area
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Attached
Garage Area	706 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Deck Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	055772
Street Address	990 WILDA DR
City	WESTMINSTER
State	MD
Zip	21157-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 59- 40946 SF 990 WILDA DR 28-152 PL 2 PEACH MILL ESTS SC 3
Legal Subdivision	PLAT 2 PEACH MILL ESTATES
Legal Lot Number	59
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2009
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	990 WILDA DR, WESTMINSTER, MD 21157-8356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK
Nov 19, 2018	Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	May 2, 2006 · Amount on Record
Deed Book / Page	9167 / 153
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	990 WILDA DR, WESTMINSTER, MD 21157-8356
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 WILDA DR, WESTMINSTER, MD 21157-8356

Mortgage

Document Number	0108010057
Date	Jun 10, 2022
Book Page	10801/57

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	476 Months
Due	Feb 19, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	990 WILDA DR, WESTMINSTER, MD 21157-8356
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097220001
Date	Jun 16, 2020
Book Page	9722/1

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	990 WILDA DR, WESTMINSTER, MD 21157-8356
Document Number	0097220001
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 WILDA DR WESTMINSTER MD 211578356, WESTMINSTER, MD 21157-8356

Mortgage

Document Number	0097220001
Date	Dec 2, 2020
Book Page	009722/000001

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 19, 2018
Property Address	990 WILDA DR, WESTMINSTER, MD 21157-8356
Document Number	0091670153
Book / Page	9167 / 0153
Map Reference	MB28 PG152
Instrument Date	Nov 6, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	990 WIDA DRIVE, WESTMINSTER, MD 21157-8356

Mortgage

Document Number	0009167159
Date	Nov 19, 2018
Instrument	9167/159

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,498.00 (+5.02%) Homeowner's exemption	$505,667 (+17.68%)	$560,800 (+17.3%) Land $180,000 Building $380,800
2025	$5,235.00 (+7.83%) Homeowner's exemption
2023	$4,855.00 Homeowner's exemption	$429,700	$478,100 Land $160,000 Building $318,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

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