Clermont County property record for 995 S Apple Gate, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,587 sqft · built 2013 |
| Lot Size | 0.194 acres (8,464 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $254,000 (Jun 2015) |
| Tax Bill | $2,945 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-02B-161 |
| Primary APN | 41-31-02B-161 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,587 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 56 sqft |
| Unfinished Basement | 56 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,464 sqft (0.194 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 612 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 180 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 995 S APPLE GATE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST AT SHAYLER RIDGE AT WETHERBY FARMS; SECTION 1 LOT 41; SEE 413102B161T FOR TIF |
| Legal Subdivision | EST AT SHAYLER RIDGE AT WETHERBY FARMS |
| Legal Lot Number | 41 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 41305 |
Source: Clermont County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 995 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2015 · Amount on Record |
| Deed Sale | Jun 4, 2015 · Amount on Record |
| Deed Document Number | 201512103 |
| Deed Book / Page | 2578 / 488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 995 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 546 SONNY LN, CINCINNATI, OH 45244-1530 |
| Document Number | 0000006459 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 2965/1895 |
| Instrument | 202400006459 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 995 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000019781 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 2846/3492 |
| Instrument | 202000019781 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,945.00 (-15.4%) | $670 (-) Land $670 | |
| 2024 | $3,481.00 (-49.59%) Homeowner's exemption | $670 (-) Land $670 | $1,900 (-) Land $1,900 |
| 2023 | $6,906.00 (+17,607.69%) Homeowner's exemption | $670 (-) Land $670 | $1,900 (-) Land $1,900 |
| 2022 | $39.00 Homeowner's exemption | $670 Land $670 | |
| 2020 | $1,900 Land $1,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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