Clermont County property record for 993 S Apple Gate, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,255 sqft · built 2012 |
| Lot Size | 0.251 acres (10,951 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $355,000 (Oct 2020) |
| Tax Bill | $83 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Oct 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-02B-160 |
| Primary APN | 41-31-02B-160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,255 sqft Living Area |
| 1st Floor Area | 2,237 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,951 sqft (0.251 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 98 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 993 S APPLE GATE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST AT SHAYLER RIDGE AT WETHERBY FARMS; SECTION 1 LOT 40; SEE 413102B160T FOR TIF |
| Legal Subdivision | EST AT SHAYLER RIDGE AT WETHERBY FARMS |
| Legal Lot Number | 40 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 41305 |
Source: Clermont County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 993 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Oct 11, 2022 | Transfer on Death Deed, Transfer |
| Oct 11, 2022 | Intrafamily Transfer, Transfer |
| Nov 10, 2021 | Intrafamily Transfer, Transfer |
| Nov 10, 2021 | Intrafamily Transfer, Transfer |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK |
| Oct 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on Record |
| Deed Sale | Oct 1, 2020 · Amount on Record |
| Prior Sale | May 15, 2013 · Amount on Record |
| Deed Document Number | 202027067 |
| Deed Book / Page | 2853 / 5043 |
| Last Transfer Date | Apr 18, 2024 |
| Transfer Doc | 0000007148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 11, 2022 |
| Property Address | 993 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Document Number | 0000025567 |
| Book / Page | 2931 / 1382 |
| Map Reference | CAB 12 PG 300&301 |
| Instrument Date | Oct 4, 2022 |
| Instrument | 202200025567 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 11, 2022 |
| Property Address | 993 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Document Number | 0000025566 |
| Book / Page | 2931 / 1380 |
| Map Reference | CAB 12 PG 300&301 |
| Instrument Date | Oct 4, 2022 |
| Instrument | 202200025566 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 993 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 10, 2021 |
| Property Address | 993 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Document Number | 0000036794 |
| Book / Page | 2901 / 3158 |
| Map Reference | CAB 12 PG 300&301 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 202100036794 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 993 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 10, 2021 |
| Property Address | 993 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Document Number | 0000036795 |
| Book / Page | 2901 / 3160 |
| Map Reference | CAB 12 PG 300&301 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 202100036795 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 993 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 993 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033867 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 2860/4466 |
| Instrument | 202000033867 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 1, 2020 |
| Property Address | 993 S APPLE GATE, CINCINNATI, OH 45245-7018 |
| Document Number | 0000027067 |
| Book / Page | 2853 / 5043 |
| Map Reference | CAB 12 PG 300&301 |
| Instrument Date | Sep 5, 2020 |
| Instrument | 202000027067 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Document Number | 0000027068 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 202000027068 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.49% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.49% |
| Index | 1-Year CMT |
| Max Rate | 10.4% |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83.00 (-97.62%) | $840 (-) Land $840 | |
| 2024 | $3,483.00 (-49.47%) Homeowner's exemption | $840 (-) Land $840 | $2,400 (-) Land $2,400 |
| 2023 | $6,893.00 (+14,260.42%) Homeowner's exemption | $840 (-) Land $840 | $2,400 (-) Land $2,400 |
| 2022 | $48.00 Homeowner's exemption | $840 Land $840 | |
| 2020 | $2,400 Land $2,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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