995 Ridgeway Dr, Bluff Dale, TX 76433 Property Records

Erath County property record for 995 Ridgeway Dr, Bluff Dale, TX 76433

Property Summary

Property Type	Single Family Home
Details	2,417 sqft · built 2019
Lot Size	5.01 acres (218,410 sqft)
Owner	Individual Name on Record
Tax Bill	$3,637 (2023)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000068921`

Property Details

APN / Parcel Number

Primary APN	`R000068921`
Alternative APN	`R.6765.10460.00.0`

Interior

Building Area	2,417 sqft Living Area
1st Floor Area	2,417 sqft

Exterior

Year Built	Built 2019
Lot Area	218,410 sqft (5.01 acres)
Porch	Porch
Porch Area	209 sqft
Patio Area	341 sqft

Location & Zoning

Account Number	R.6765.10460.00.0
Street Address	995 RIDGEWAY DR
City	BLUFF DALE
State	TX
Zip	76433-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6765 MOUNTAIN LAKES, SECTION FOUR; PHASE ONE, LOT 1046
Legal Subdivision	MOUNTAIN LAKES
Legal Phase	1
Legal Lot Number	1046
Jurisdiction	ERATH TX
Township / Civil Division	MORGAN MILL-BLUFF DALE
Census Block Group	1
Census Block	1097
Census Tract	950100

Owner

Source: Erath County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	995 RIDGEWAY DR, BLUFF DALE, TX 76433-4434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage INTERBANK
Mar 7, 2019	Deed of Trust, Mortgage · Construction Mortgage INTERBANK
Dec 10, 2018	Warranty Deed, Transfer N TITLE COMPANY, KING TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018
Deed Sale	Dec 10, 2018
Deed Document Number	2018-07001
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	995 RIDGEWAY DR, BLUFF DALE, TX 76433-4434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201907400
Date	Dec 23, 2019
Instrument	2019-07400

Lender

Name	INTERBANK
Type	Bank
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	995 RIDGEWAY DR, BLUFF DALE, TX 76433-4434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901189
Date	Mar 7, 2019
Instrument	2019-01189

Lender

Name	INTERBANK
Type	Bank
Address	STEPHENVILLE, TX 76401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERATH TX
Recording Date	Dec 10, 2018
Property Address	995 RIDGEWAY DR, BLUFF DALE, TX 76433-4434
Document Number	0201807001
Map Reference	CAB A SL 344
Instrument Date	Dec 10, 2018
Instrument	2018-07001
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 CARLIN RD, MANSFIELD, TX 76063-3456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 COUNTY ROAD 496, DESDEMONA, TX 76445-1664

Tax Assessment & Valuation

Source: Erath County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Bluff Dale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$599,050 (+28.25%) Land $90,250 Building $508,800	$599,050 (+28.25%) Land $90,250 Building $508,800
2023	$3,637.00 (-16.58%) Homeowner's exemption	$467,110 Land $80,220 Building $386,890	$467,110 Land $80,220 Building $386,890
2022	$4,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 46% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

Cell Coverage

4G LTE only, no 5G reported

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