1085 Ridgeway Dr, Bluff Dale, TX 76433 Property Records

Erath County property record for 1085 Ridgeway Dr, Bluff Dale, TX 76433

Property Summary

Property Type	Residential Vacant Land
Details	2,574 sqft · built 2025
Lot Size	5.01 acres (218,410 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,177 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R000068922`

Property Details

APN / Parcel Number

Primary APN	`R000068922`
Alternative APN	`R.6765.10470.00.0`

Interior

Building Area	2,574 sqft Living Area
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	218,410 sqft (5.01 acres)
Garage Type	Attached
Garage Area	616 sqft

Location & Zoning

Account Number	R.6765.10470.00.0
Street Address	1085 RIDGEWAY DR
City	BLUFF DALE
State	TX
Zip	76433-4706
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	S6765 MOUNTAIN LAKES, SECTION FOUR; PHASE ONE, LOT 1047
Legal Subdivision	MOUNTAIN LAKES
Legal Phase	1
Legal Lot Number	1047
Jurisdiction	ERATH TX
Township / Civil Division	MORGAN MILL-BLUFF DALE
Census Block Group	1
Census Block	1097
Census Tract	950100

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10408 NELSON DR, BENBROOK, TX 76126-4609
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Mar 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU
Sep 10, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage INTERBANK
Mar 28, 2023	Warranty Deed, Transfer
Aug 15, 2022	Warranty Deed, Transfer INDEPENDENCE TITLE
Jun 24, 2022	Warranty Deed, Transfer INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024
Deed Sale	Sep 10, 2024
Prior Sale	Mar 28, 2023
Deed Document Number	20244985
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Recording Date	Jun 24, 2026
Property Address	1085 RIDGEWAY DR, BLUFF DALE, TX 76433-4706
Document Number	0000003613
Instrument Date	Jun 18, 2026
Instrument	20263613
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 RIDGEWAY DR, BLUFF DALE, TX 76433-4706

Mortgage

Document Number	0000003613,
Date	Jun 24, 2026
Instrument	20263613

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2056

Interest

Rate	6.51%
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	1085 RIDGEWAY DR, BLUFF DALE, TX 76433-4706
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, TOWN SQUARE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10408 NELSON DR, BENBROOK, TX 76126-4609

Mortgage

Document Number	0202501434
Date	Mar 20, 2025
Instrument	2025-01434

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2056

September 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Sep 10, 2024
Property Address	1085 RIDGEWAY DR, BLUFF DALE, TX 76433-4706
Document Number	0202404985
Map Reference	CAB A SL 344
Instrument Date	Sep 6, 2024
Instrument	2024-04985
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, TOWN SQUARE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 BLUEGILL RDG, BLUFF DALE, TX 76433-4608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10408 NELSON DR, BENBROOK, TX 76126-4609

Mortgage

Document Number	0202404986
Date	Sep 10, 2024
Instrument	2024-04986

Lender

Name	INTERBANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERATH TX
Recording Date	Mar 28, 2023
Property Address	1085 RIDGEWAY DR, BLUFF DALE, TX 76433-4706
Document Number	0202301597
Map Reference	CAB A SL 34
Instrument Date	Mar 27, 2023
Instrument	2023-01597
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2108 FANG, TOLAR, TX 76476-1529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 BLUEGILL RDG, BLUFF DALE, TX 76433-4608

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERATH TX
Recording Date	Aug 15, 2022
Property Address	1085 RIDGEWAY DR, BLUFF DALE, TX 76433-4706
Document Number	0202205781
Map Reference	CAB A SL 34
Instrument Date	Aug 10, 2022
Instrument	2022-05781
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 312405, NEW BRAUNFELS, TX 78131-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6300 W US HIGHWAY 377, TOLAR, TX 76476-5419

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERATH TX
Recording Date	Jun 24, 2022
Property Address	1085 RIDGEWAY DR, BLUFF DALE, TX 76433-4706
Document Number	0202204522
Map Reference	CAB A SL 34
Instrument Date	Jun 23, 2022
Instrument	2022-04522
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	613 HAYDEN LN, LUCAS, TX 75002-7776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 312405, NEW BRAUNFELS, TX 78131-2405
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Bluff Dale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,177.00 (+701.9%)	$584,840 (+701.15%) Land $100,280 Building $484,560	$584,840 (+701.15%) Land $100,280 Building $484,560
2025	$895.00 (-12%)	$73,000 (-9%) Land $73,000	$73,000 (-9%) Land $73,000
2023	$1,017.00 (+4.95%)	$80,220 Land $80,220	$80,220 Land $80,220
2022	$969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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