995 Meadow Ln, Elgin, IL 60123 Property Records

Kane County property record for 995 Meadow Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,708 sqft · built 1971
Lot Size	0.326 acres (14,200 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Oct 2025)
Tax Bill	$6,631 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-03-478-003`

Property Details

APN / Parcel Number

Primary APN	`06-03-478-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Level
Construction Type	Frame
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	995 MEADOW LN
City	ELGIN
State	IL
Zip	60123-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 1ST ADDN LOT 22
Legal Subdivision	CENTURY OAKS 1ST ADDN
Legal Block	1
Legal Lot Number	22
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1005
Census Tract	851000

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	508 RIVER BLUFF RD, ELGIN, IL 60120-2443
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 8, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Deed Document Number	202538507
Prior Transfer Date	Feb 2, 2024
Prior Transfer Doc	0000004245
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 3, 2025
Property Address	995 MEADOW LN, ELGIN, IL 60123-1427
Document Number	0000038507
Instrument Date	Sep 15, 2025
Instrument	2025K038507
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	995 MEADOW LN, ELGIN, IL 60123-1427

Mortgage

Document Number	0000038508
Date	Oct 3, 2025
Instrument	2025K038508

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate	6.37%

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Feb 8, 2024
Property Address	995 MEADOW LN, ELGIN, IL 60123-1427
Document Number	0000004245
Instrument Date	Feb 2, 2024
Instrument	2024K004245
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	995 MEADOW LN, ELGIN, IL 60123-1427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 HAMILTON AVE, ELGIN, IL 60123-5341

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,631.00 (+5.15%)
2024	$6,306.00 (+8.41%) Homeowner's exemption	$94,799 (+21.39%) Land $25,908 Building $68,891	$284,511 (+21.44%) Land $77,755 Building $206,756
2022	$5,817.00 (+5.15%) Homeowner's exemption	$78,092 (+6.96%) Land $21,342 Building $56,750	$234,276 (+6.96%) Land $64,026 Building $170,250
2021	$5,532.00 Homeowner's exemption	$73,010 Land $19,953 Building $53,057	$219,030 Land $59,859 Building $159,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Opiquad, T-Mobile USA.

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