974 Meadow Ln, Elgin, IL 60123 Property Records

Kane County property record for 974 Meadow Ln, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,651 sqft · built 1957
Lot Size	0.354 acres (15,400 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Jul 2012)
Tax Bill	$8,882 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-476-005`

Property Details

APN / Parcel Number

Primary APN	`06-03-476-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,651 sqft Living Area
Gross Area	3,302 sqft
1st Floor Area	1,651 sqft
Basement Area	1,651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Lot Area	15,400 sqft (0.354 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	974 MEADOW LN
City	ELGIN
State	IL
Zip	60123-1480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 2ND ADDN LOT 48
Legal Subdivision	CENTURY OAKS 2ND ADDN
Legal Block	1
Legal Lot Number	48
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851000

Owner

Source: Kane County records · APN 06-03-476-005

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	974 MEADOW LN, ELGIN, IL 60123-1480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 07, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2012 · Amount on Record
Deed Sale	Jul 12, 2012 · Amount on Record
Deed Document Number	201245132
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	974 MEADOW LN, ELGIN, IL 60123-1480
Transaction Type	Mortgage
Record Updated	Nov 01, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080695
Date	Oct 26, 2021
Instrument	2021K080695

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	974 MEADOW LN, ELGIN, IL 60123-1480
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052973
Date	Sep 15, 2020
Instrument	2020K052973

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jul 01, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	974 MEADOW LN, ELGIN, IL 60123-1480
Document Number	0000055069
Instrument Date	Nov 07, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 MEADOW LN ELGIN IL 601231480, ELGIN, IL 60123-1480

Mortgage

Document Number	0000055069
Date	Nov 14, 2019
Instrument	55069

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,882.00 (+15.86%) Homeowner's exemption
2024		$114,606 (+21.39%) Land $26,129 Building $88,477	$343,956 (+21.44%) Land $78,418 Building $265,537
2022	$7,666.00 (+4.46%) Homeowner's exemption	$94,409 (+6.96%) Land $21,525 Building $72,884	$283,227 (+6.96%) Land $64,575 Building $218,652
2021	$7,339.00 Homeowner's exemption	$88,265 Land $20,124 Building $68,141	$264,795 Land $60,372 Building $204,423

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, T-Mobile USA, Opiquad. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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