995 Kiowa Rd, Lyons, CO 80540 Property Records

Larimer County property record for 995 Kiowa Rd, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 2016
Lot Size	1.06 acres (46,566 sqft)
Owner	Individual Name on Record
Last Sale	$888,000 (Jul 2023)
Tax Bill	$4,914 (2025)
Deeds & Mortgages	Jul 2023 Sale Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14282-19-002`

Property Details

APN / Parcel Number

Primary APN	`14282-19-002`
Alternative APN	`R1627892`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Basement Area	1,089 sqft
Finished Basement	1,088 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,566 sqft (1.06 acres)
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	194 sqft
Patio Area	194 sqft
Balcony	Balcony
Balcony Area	194 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R1627892
Old Parcel Number	1428219002
Street Address	995 KIOWA RD
City	LYONS
State	CO
Zip	80540-8212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, PINEWOOD SPRINGS 7TH FIL, AMD LOT 184 AND RES SITE IN NW 1/4 28-4-71 (20030090154)
Legal Range	71
Legal Township	04
Legal Section	28
Legal Quarter	NW
Legal Subdivision	PINEWOOD SPRINGS 7TH FIL, AMD LOT 184 AN
Legal Block	14
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1047
Census Tract	1905

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	995 KIOWA RD, LYONS, CO 80540-8212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO
Jun 16, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Oct 24, 2005
Deed Document Number	RECEPT # 20230028851
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 7, 2023
Property Address	995 KIOWA RD, LYONS, CO 80540-8212
Document Number	0000028851
Instrument Date	Jul 7, 2023
Instrument	20230028851
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Tax	$88.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 KIOWA RD, LYONS, CO 80540-8212

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	995 KIOWA RD, LYONS, CO 80540-8212
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 KIOWA RD, LYONS, CO 80540-8212

Mortgage

Document Number	0000085822
Date	Sep 14, 2021
Instrument	20210085822

Lender

Name	BANK OF COLORADO
Type	Bank
Address	ESTES PARK, CO 80517

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	995 KIOWA RD, LYONS, CO 80540-8212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102217
Date	Dec 8, 2020
Instrument	20200102217

Lender

Name	BANK OF COLORADO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	995 KIOWA RD, LYONS, CO 80540-8212
Document Number	0000044678
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 KIOWA RD LYONS CO 805408212, LYONS, CO 80540-8212

Mortgage

Document Number	0000044678
Date	Jun 22, 2020
Instrument	44678

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	995 KIOWA RD, LYONS, CO 80540-8212
Document Number	0000004232
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 KIOWA RD LYONS CO 805408212, LYONS, CO 80540-8212

Mortgage

Document Number	0000004232
Date	Jan 22, 2018
Instrument	4232

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 21, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,914.00 (-3.21%)	$50,813 (-11.18%) Land $10,219 Building $40,594	$813,000 (-4.79%) Land $163,500 Building $649,500
2023	$5,077.00 (+21.78%)	$57,211 (+45.41%) Land $14,740 Building $42,471	$853,900 (+50.84%) Land $220,000 Building $633,900
2022	$4,169.00	$39,344 Land $8,688 Building $30,656	$566,100 Land $125,000 Building $441,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.2% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEWOOD SPRINGS WD serves 745 people · EPA ID CO0135610
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Oct 2025 Treatment failure resolved · Dec 2024
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jan 2026
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless · Fiber in parts of the area	200 / 200

Cell Coverage

4G LTE (outdoors only), no 5G reported

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