870 Kiowa Rd, Lyons, CO 80540 Property Records

Larimer County property record for 870 Kiowa Rd, Lyons, CO 80540

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,296 sqft · built 1977
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on File
Last Sale$214,500 (Dec 2014)
Tax Bill$3,799 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14282-15-007

Property Details

APN / Parcel Number

Primary APN14282-15-007
Alternative APN
  • R0540242

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area2,012 sqft
1st Floor Area1,296 sqft
Upper Floors Area400 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area52,272 sqft (1.2 acres)
Garage TypeAttached
Garage Area716 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area384 sqft
Patio Area400 sqft
Balcony Area400 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberR0540242
Street Address870 KIOWA RD
CityLYONS
StateCO
Zip80540-8218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeO
Legal DescriptionLOT 7, PINEWOOD SPRINGS 10TH
Legal Range71W
Legal Township4N
Legal Section28
Legal SubdivisionPINEWOOD SPRINGS
Legal Lot Number7
JurisdictionLARIMER CO
Township / Civil DivisionESTES PARK
Census Block Group1
Census Block1046
Census Tract1905

Owner

Source: Larimer County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address870 KIOWA RD, LYONS, CO 80540-8218
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2014 · Amount on File
Deed SaleDec 23, 2014 · Amount on File
Deed Document Number201474280
Prior Transfer DateDec 21, 1998
Prior Transfer Doc0000001002
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address870 KIOWA RD, LYONS, CO 80540-8218
Document Number0000047566
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address870 KIOWA RD LYONS CO 805408218, LYONS, CO 80540-8218

Mortgage

Document Number0000047566
DateJun 30, 2020
Instrument47566
Lender
NameELEVATIONS CU
AddressBOULDER, CO 80301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 29, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
Unified School DistrictEstes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,799.00 (-1.71%)$39,288 (-11.6%) Land $10,219 Building $29,069$628,600 (-5.23%) Land $163,500 Building $465,100
2023$3,865.00 (+39.99%)$44,441 (+70.51%) Land $14,740 Building $29,701$663,300 (+76.88%) Land $220,000 Building $443,300
2022$2,761.00$26,063 Land $8,688 Building $17,375$375,000 Land $125,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 98.2% of Colorado
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINEWOOD SPRINGS WD
serves 745 people · EPA ID CO0135610
Water SourceSurface water
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Haloacetic acids
not recorded as resolved · Oct 2025
Treatment failure
resolved · Dec 2024
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Jan 2026
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
xBar7 Communications
Fixed Wireless · Fiber in parts of the area
200 / 200
Rise Broadband
Fixed Wireless
50 / 10

May also be available: Vistabeam.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Kiowa Rd

Nearby Streets

Search Property Records by Address or Parcel Number