995 Harvard Rd, Berkley, MI 48072 Property Records

Oakland County property record for 995 Harvard Rd, Berkley, MI 48072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,026 sqft · built 1941
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Feb 2021)
Tax Bill	$4,913 (2025)
Deeds & Mortgages	Apr 2024 Transfer Dec 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-17-477-009`

Property Details

APN / Parcel Number

Primary APN	`04-25-17-477-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	790 sqft
Basement Area	790 sqft
Unfinished Basement	1,384 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2023
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	129 ft deep x 40 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	109 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	995 HARVARD RD
City	BERKLEY
State	MI
Zip	48072-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 16 & 17 LARKMOOR BLVD. SUB. LOT 113, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	16
Legal Subdivision	LARKMOOR BLVD
Legal Lot Number	113
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	1
Census Block	1007
Census Tract	170400

Owner

995 Harvard Rd is owned and occupied by two individuals who acquired it in November 2023.

Source: Oakland County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	995 HARVARD RD, BERKLEY, MI 48072-1922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Intrafamily Transfer, Transfer
Dec 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Dec 13, 2019	Deed of Trust, Mortgage QUICKEN LNS
Sep 3, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021 · Amount on File
Deed Sale	Feb 3, 2021 · Amount on File
Prior Sale	Sep 3, 2019 · Amount on File
Deed Document Number	202129935
Deed Book / Page	55629 / 666
Last Transfer Date	Nov 16, 2023
Transfer Doc	0000032083
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 2, 2024
Property Address	995 HARVARD RD, BERKLEY, MI 48072-1922
Document Number	0000032083
Book / Page	59258 / 545
Map Reference	LB 9 PG 8
Instrument Date	Nov 16, 2023
Instrument	32083
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	995 HARVARD RD, BERKLEY, MI 48072-1922

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	995 HARVARD RD, BERKLEY, MI 48072-1922

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	995 HARVARD RD, BERKLEY, MI 48072-1922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196074
Date	Dec 5, 2018
Book Page	52411/00778
Instrument	196074

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2033

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 3, 2021
Property Address	995 HARVARD RD, BERKLEY, MI 48072-1922
Document Number	0000029935
Book / Page	55629 / 666
Map Reference	LB 9 PG 8
Instrument Date	Dec 22, 2020
Instrument	29935
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ABSTRACT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	995 HARVARD RD, 995, BERKLEY, MI 48072-1922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 GARDENIA AVE, ROYAL OAK, MI 48067-2138

Mortgage

Document Number	0055629667
Date	Feb 3, 2021
Instrument	55629/667

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	995 HARVARD RD, BERKLEY, MI 48072-1922
Document Number	0000213212
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 HARVARD RD BERKLEY MI 480721922, BERKLEY, MI 48072-1922

Mortgage

Document Number	0000213212
Date	Dec 20, 2019
Book Page	053635/000693
Instrument	213212

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 3, 2019
Property Address	995 HARVARD RD, BERKLEY, MI 48072-1922
Document Number	0000142109
Book / Page	053200 / 000066
Instrument Date	Aug 26, 2019
Instrument	142109
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,321.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 N SHELDON RD PLYMOUTH MI 48170, PLYMOUTH, MI 48170

Mortgage

Document Number	139622
Date	Sep 3, 2019
Book Page	053184/000629
Instrument	139622

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 995 Harvard Rd was $4,913 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,913.00 (-2.89%) Homeowner's exemption	$141,090	$282,180
2024	$5,059.00
2023		$121,610	$243,220
2021	$4,179.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 995 Harvard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 995 Harvard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,025 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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