1009 Harvard Rd, Berkley, MI 48072 Property Records

Oakland County property record for 1009 Harvard Rd, Berkley, MI 48072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1941
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on File
Last Sale	$315,500 (Aug 2026)
Tax Bill	$4,126 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-17-477-008`

Property Details

APN / Parcel Number

Primary APN	`04-25-17-477-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	755 sqft
Basement Area	755 sqft
Unfinished Basement	755 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	129 ft deep x 40 ft wide
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1009 HARVARD RD
City	BERKLEY
State	MI
Zip	48072-1978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 16 & 17 LARKMOOR BLVD. SUB. LOT 114, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	16
Legal Subdivision	LARKMOOR BLVD
Legal Lot Number	114
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	1
Census Block	1007
Census Tract	170400

Owner

1009 Harvard Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Oakland County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1009 HARVARD RD, BERKLEY, MI 48072-1978
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer TITLE ONE
Aug 24, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Apr 20, 2023	Intrafamily Transfer, Transfer
Jun 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIBE CU
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage VIBE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Oct 20, 2015 · Amount on File
Deed Document Number	2026130098
Deed Book / Page	61510 / 548
Prior Transfer Date	Apr 18, 2023
Prior Transfer Doc	0000044186
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 31, 2026
Property Address	1009 HARVARD RD, BERKLEY, MI 48072-1978
Document Number	0000130098
Book / Page	61510 / 548
Instrument Date	Aug 12, 2026
Instrument	2026130098
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Tax	$238,991.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 HARVARD RD, BERKLEY, MI 48072-1978

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Aug 24, 2026
Property Address	1009 HARVARD RD, BERKLEY, MI 48072-1978
Document Number	0000125972
Book / Page	61486 / 224
Instrument Date	Aug 12, 2026
Instrument	2026125972
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000125972,
Date	Aug 24, 2026
Book Page	61486/224
Instrument	2026125972

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 20, 2023
Property Address	1009 HARVARD RD, BERKLEY, MI 48072-1978
Document Number	0000044186
Book / Page	58555 / 621
Map Reference	LB 9 PG 8
Instrument Date	Apr 18, 2023
Instrument	44186
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 HARVARD RD, BERKLEY, MI 48072-1978

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1009 HARVARD RD, BERKLEY, MI 48072-1978

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1009 HARVARD RD, BERKLEY, MI 48072-1978
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 HARVARD RD, BERKLEY, MI 48072-1978

Mortgage

Document Number	0000400963
Date	Jun 21, 2022
Book Page	57874/815
Instrument	400963

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1009 HARVARD RD, BERKLEY, MI 48072-1978
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 HARVARD RD, BERKLEY, MI 48072-1978

Mortgage

Document Number	0000297532
Date	Jan 18, 2022
Book Page	57313/187
Instrument	297532

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1009 HARVARD RD, BERKLEY, MI 48072-1978
Document Number	0000052588
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 HARVARD RD BERKLEY MI 480721978, BERKLEY, MI 48072-1978

Mortgage

Document Number	0000052588
Date	Apr 8, 2019
Book Page	052707/000573
Instrument	52588

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 7, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Harvard Rd was $4,126 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,126.00 (-2.87%) Homeowner's exemption	$132,070	$264,140
2024	$4,248.00
2023		$115,210	$230,420
2021	$3,548.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1009 Harvard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1009 Harvard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,025 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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