995 Graafschap Rd, Holland, MI 49423 Property Records

Allegan County property record for 995 Graafschap Rd, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,351 sqft · built 1901
Lot Size	0.608 acres (26,484 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Nov 2021)
Tax Bill	$5,023 (2025)
Deeds & Mortgages	May 2023 Mortgage Aug 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-300-023`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-300-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,351 sqft Living Area
1st Floor Area	1,143 sqft
Basement Area	942 sqft
Unfinished Basement	942 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	26,484 sqft (0.608 acres)
Lot Dimensions	190 ft deep x 139 ft wide
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	995 GRAAFSCHAP RD
City	HOLLAND
State	MI
Zip	49423-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THE W 223.32 FT OF THE N 172.08 FT OF THE NW 1/4 SW 1/4 EX THE N 33 FT AND THE W 33 FT FOR ROAD SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2001
Census Tract	32200

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	995 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 7, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Nov 2, 2021	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Jun 6, 2007	Deed, Transfer · ARM MACATAWA BANK MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Aug 8, 2014 · Amount on Record
Deed Book / Page	4691 / 267
Prior Transfer Date	Jun 19, 2006
Prior Transfer Doc	3015/320
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	995 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 GRAAFSCHAP RD, HOLLAND, MI 49423-9701

Mortgage

Document Number	004857/789
Date	May 19, 2023
Book Page	4857/789
Instrument	2023007372

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Nov 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	995 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CONSUMERS CU ROAD, HOLLAND, MI 49423

Mortgage

Document Number	004963/730
Date	Aug 7, 2024
Book Page	4963/730
Instrument	2024011520

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Nov 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 2, 2021
Property Address	995 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Document Number	004691/267
Book / Page	4691 / 267
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,124.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	995 GRAAFSCHAP RD, 995, HOLLAND, MI 49423-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 GRAAFSCHAP RD, HOLLAND, MI 49423-9701

Mortgage

Document Number	0004691275
Date	Nov 2, 2021
Instrument	4691/275

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Mortgage

Document Number	004691/269
Date	Nov 2, 2021
Book Page	4691/269

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 6, 2007
Property Address	995 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Document Number	003127/015
Book / Page	3127 / 015
Instrument Date	May 10, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 ADA, IRVINE, CA 92618-2322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 GRAAFSCHAP RD, HOLLAND, MI 49423-9701

Mortgage

Document Number	0003127017
Date	Jun 6, 2007
Instrument	3127/017

Lender

Name	MACATAWA BANK MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	12.5%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,600 (+15.5%) Land $35,200 Building $103,400	$277,200 (+15.5%) Land $70,400 Building $206,800
2025	$5,023.00
2023		$120,000 Land $32,400 Building $87,600	$240,000 Land $64,800 Building $175,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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