1025 Graafschap Rd, Holland, MI 49423 Property Records

Allegan County property record for 1025 Graafschap Rd, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,343 sqft · built 1950
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jul 2026)
Tax Bill	$4,118 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-300-014`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-300-014`
Alternative APN	`03-53-02-06-300-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,343 sqft Living Area
1st Floor Area	1,125 sqft
Basement Area	873 sqft
Unfinished Basement	873 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	242 ft deep x 90 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1025 GRAAFSCHAP RD
City	HOLLAND
State	MI
Zip	49423-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THAT PT OF S 34.69 A OF NW FR 1/4 SW FR 1/4 COM 90 FT S OF NW COR THEREOF, TH E 275 FT, S 90 FT, W 275 FT, TH N 90 FT TO PT OF BEG, EX W 33 FT FOR ST SEC 6 T4N R15W APP. .5 A (030206300003)
Legal Range	15W
Legal Township	04N
Legal Section	06
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2001
Census Tract	32200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Nov 3, 2020	Warranty Deed, Transfer LAKESHORE TITLE LLC, LAKESHORE TTL GROUP HOLLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	202612572
Deed Book / Page	5160 / 75
Prior Transfer Date	May 17, 2024
Prior Transfer Doc	004955/527
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 27, 2026
Property Address	1025 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Document Number	0000012572
Book / Page	5160 / 75
Instrument Date	Jul 23, 2026
Instrument	202612572
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321,382.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1025 GRAAFSCHAP RD, HOLLAND, MI 49423-9701

Mortgage

Document Number	0000012573,
Date	Jul 27, 2026
Book Page	5160/78
Instrument	202612573

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 19, 2021
Property Address	1025 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Document Number	004685/290
Book / Page	4685 / 290
Instrument Date	Oct 19, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LAKESHORE TITLE LLC, LAKESHORE TTL GROUP HOLLAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,597.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 GRAAFSCHAP RD, 1025, HOLLAND, MI 49423-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 GRAAFSCHAP RD, HOLLAND, MI 49423-9701

Mortgage

Document Number	0004685292
Date	Oct 19, 2021
Instrument	4685/292

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 3, 2020
Property Address	1025 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Document Number	4532/840
Book / Page	4532 / 840
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAKESHORE TITLE LLC, LAKESHORE TTL GROUP HOLLAND

Transaction

Amount	Amount Recorded
Tax	$1,565.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4422 132ND AVE, 4422, HAMILTON, MI 49419-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12330 JAMES ST, HOLLAND, MI 49424-8689

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,200 (-0.13%) Land $27,000 Building $126,200	$306,400 (-0.13%) Land $54,000 Building $252,400
2025	$4,118.00 (+2.87%) Homeowner's exemption	$153,400 (+58.63%) Land $25,500 Building $127,900	$306,800 (+58.63%) Land $51,000 Building $255,800
2024	$4,003.00
2023		$96,700 Land $24,800 Building $71,900	$193,400 Land $49,600 Building $143,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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