995 Francis Rd, Eldorado, IL 62930 Property Records

Saline County property record for 995 Francis Rd, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Lot Size	3.3 acres (143,748 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Nov 2021)
Tax Bill	$1,027 (2024)
Deeds & Mortgages	Dec 2021 Sale & Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1-019-02`

Property Details

APN / Parcel Number

Primary APN	`10-1-019-02`

Exterior

Lot Area	143,748 sqft (3.3 acres)

Location & Zoning

Street Address	995 FRANCIS RD
City	ELDORADO
State	IL
Zip	62930-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S20,T07,R07 ,QNW,L ,B PT NW1/4 NW1/4 (SEE MHT) 2220/146 11/21 W/D 03-20-100-005-0040
Legal Range	07
Legal Township	07
Legal Section	20
Jurisdiction	SALINE IL
Township / Civil Division	RECTOR
Census Block Group	2
Census Block	2005
Census Tract	955600

Owner

Source: Saline County records · APN 10-1-019-02

Assessment roll updated November 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	995 FRANCIS RD, ELDORADO, IL 62930-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Line of Credit LEGENCE BANK
Nov 19, 2021	Warranty Deed, Transfer · Commercial Mortgage LEGENCE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	2021279004
Deed Book / Page	2220 / 146
Prior Transfer Date	Jun 22, 2006
Prior Transfer Doc	001869/001
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Dec 27, 2021
Property Address	995 FRANCIS RD, ELDORADO, IL 62930-3018
Document Number	002221/486
Book / Page	2221 / 486
Instrument Date	Dec 22, 2021
Instrument	279344
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 FRANCIS RD, ELDORADO, IL 62930-3018

Mortgage

Document Number	0000279345
Date	Dec 27, 2021
Instrument	279345

Lender

Name	LEGENCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 22, 2031

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Nov 19, 2021
Property Address	995 FRANCIS RD, ELDORADO, IL 62930-3018
Document Number	002220/146
Book / Page	2220 / 146
Instrument Date	Nov 19, 2021
Instrument	279004
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 FRANCIS RD, ELDORADO, IL 62930-3018

Mortgage

Document Number	0000279005
Date	Nov 19, 2021
Instrument	279005

Lender

Name	LEGENCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Saline County records · Assessment roll updated November 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	Rector Township
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,027.00 (+14.37%) Homeowner's exemption	$21,110 (+13.29%) Land $2,134 Building $18,976	$63,330 (+13.29%) Land $6,402 Building $56,928
2022		$18,634 (+5.69%) Land $1,884 Building $16,750	$55,902 (+5.69%) Land $5,652 Building $50,250
2021	$898.00 Homeowner's exemption	$17,630 Land $1,782 Building $15,848	$52,890 Land $5,346 Building $47,544

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Hamilton County Telephone Co-Op DSL	10 / 1

May also be available: AT&T.

Based on FCC filings for 3 locations within half a mile of this property.

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