10 Francis Rd, Eldorado, IL 62930 Property Records

Saline County property record for 10 Francis Rd, Eldorado, IL 62930 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	123,710 sqft (2.83 acres)
Occupancy	Owner Occupied
Last Sale	$240,000 (2018)
Tax Bill	$5,257.00 (2024)

Owner

Source: Saline County records · APN 10-1-018-09

Assessment roll updated January 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10 FRANCIS RD, ELDORADO, IL 62930-3061
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK NA
May 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK NA
Dec 14, 2018	Warranty Deed, Transfer · Commercial Mortgage LEGENCE BANK
Jun 15, 2017	Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Doc Number	269483
Deed Book / Page	2168 / 0277
Record Refreshed	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	10 FRANCIS RD, ELDORADO, IL 62930-3061
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002223/736
Date	Feb 01, 2022
Book Page	2223/736
Instrument	279678

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	10 FRANCIS RD, ELDORADO, IL 62930-3061
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2191/229
Date	May 04, 2020
Book Page	2191/229
Instrument	273711

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Dec 14, 2018
Property Address	10 FRANCIS RD, ELDORADO, IL 62930-3061
Document Number	2168/0277
Book / Page	2168 / 0277
Instrument Date	Dec 13, 2018
Instrument	269483
Transaction Type	Transfer
Record Updated	Sep 02, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	10 FRANCIS RD, ELDORADO, IL 62930-3061

Mortgage

Document Number	269484
Date	Dec 14, 2018
Instrument	269484

Lender

Name	LEGENCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Jun 15, 2017
Property Address	10 FRANCIS RD, ELDORADO, IL 62930-3061
Document Number	2136/669
Book / Page	2136 / 669
Instrument Date	Jun 15, 2017
Instrument	264219
Transaction Type	Transfer
Record Updated	Sep 02, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FRANCIS RD, ELDORADO, IL 62930-3061

Mortgage

Document Number	264220
Date	Jun 15, 2017
Instrument	264220

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 07, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Saline County records · Assessment roll updated January 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	Rector Township
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,257.00 (+7.07%) Homeowner's exemption	$83,306 (+13.29%) Land $2,915 Building $80,391	$249,918 (+13.29%) Land $8,745 Building $241,173
2022		$73,533 (+5.69%) Land $2,573 Building $70,960	$220,599 (+5.69%) Land $7,719 Building $212,880
2021	$4,910.00 Homeowner's exemption	$69,571 Land $2,434 Building $67,137	$208,713 Land $7,302 Building $201,411

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saline County (17165C), updated October 2, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`10-1-018-09`

Exterior

Lot Area	123,710 sqft (2.83 acres)

Location & Zoning

Street Address	10 FRANCIS RD
City	ELDORADO
State	IL
Zip	62930-3061
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EL,S20,T07,R07 ,QNE,L ,B PT SE COR SW1/4 NE1/4 N275' X W450' 2168/277 12/18 W/D 03-20-200-009
Jurisdiction	SALINE IL
Minor Civil Division	RECTOR
Census Blockgroup	2
Census Block	2004
Census Tract	955600

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