995 Fowler Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 995 Fowler Rd, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,583 sqft · built 1993
Lot Size	8.42 acres (366,775 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Aug 2016)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022077 03511`

Property Details

APN / Parcel Number

Primary APN	`022077 03511`
Alternative APN	`077 03511`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,583 sqft Living Area
1st Floor Area	1,583 sqft
Upper Floors Area	1,583 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	366,775 sqft (8.42 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	192 sqft
Patio Area	414 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	995 FOWLER RD
City	WHITE BLUFF
State	TN
Zip	37187-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H01
Jurisdiction	DICKSON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	60300

Owner

995 Fowler Rd is owned and occupied by an individual who bought it in August 2016.

Source: Dickson County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	995 FOWLER RD, WHITE BLUFF, TN 37187-4300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Feb 22, 2019	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Nov 3, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2016 · Amount on File
Deed Sale	Aug 30, 2016 · Amount on File
Prior Sale	Aug 31, 1998 · Amount on File
Deed Document Number	269246
Deed Book / Page	V1263 / 825
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	995 FOWLER RD, WHITE BLUFF, TN 37187-4300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1443107
Date	Jun 16, 2020
Book Page	V1443/107
Instrument	313663

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 1, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	995 FOWLER RD, WHITE BLUFF, TN 37187-4300
Document Number	V1370872
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 FOWLER RD WHITE BLUFF TN 371874300, WHITE BLUFF, TN 37187-4300

Mortgage

Document Number	V1370872
Date	Mar 1, 2019
Book Page	001370/000872
Instrument	296924

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2039

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	995 FOWLER RD, WHITE BLUFF, TN 37187-4300
Document Number	V1314879
Book / Page	001314 / 000879
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 FOWLER RD WHITE BLUFF TN 371874300, WHITE BLUFF, TN 37187-4300

Mortgage

Document Number	V1314879
Date	Nov 14, 2017
Book Page	001314/000879
Instrument	282387

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 13, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 995 Fowler Rd was $1,565.

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00	$92,625 Land $22,000 Building $70,625
2024			$370,500 Land $88,000 Building $282,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 995 Fowler Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1998–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 995 Fowler Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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