1015 Fowler Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 1015 Fowler Rd, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,866 sqft · built 1994
Lot Size	8.81 acres (383,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,500 (May 2017)
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Mar 2023 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022077 03512`

Property Details

APN / Parcel Number

Primary APN	`022077 03512`
Alternative APN	`077 03512`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,866 sqft Living Area
1st Floor Area	2,092 sqft
Upper Floors Area	1,290 sqft
Basement Area	1,551 sqft
Unfinished Basement	1,551 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	383,764 sqft (8.81 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	1,066 sqft
Patio Area	80 sqft
Pole Barn	1,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1015 FOWLER RD
City	WHITE BLUFF
State	TN
Zip	37187-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 7
Legal Tract	7
Jurisdiction	DICKSON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	60300

Owner

Source: Dickson County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 FOWLER RD, WHITE BLUFF, TN 37187-4318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
May 1, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on Record
Deed Sale	May 1, 2017 · Amount on Record
Deed Document Number	276258
Deed Book / Page	V1290 / 943
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1015 FOWLER RD, WHITE BLUFF, TN 37187-4318
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 FOWLER RD, WHITE BLUFF, TN 37187-4318

Mortgage

Document Number	0V15531504
Date	Mar 9, 2023
Book Page	V1553/1504
Instrument	351619

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	May 1, 2017
Property Address	1015 FOWLER RD, WHITE BLUFF, TN 37187-4318
Document Number	V1290943
Book / Page	001290 / 000943
Instrument Date	Apr 28, 2017
Instrument	276258
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	BANKERS TITLE AND ESCROW DICKSON

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 FOWLER RD WHITE BLUFF TN 371874318, WHITE BLUFF, TN 37187-4318

Mortgage

Document Number	V1290946
Date	May 1, 2017
Book Page	001290/000946
Instrument	276260

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,366.00	$139,975 Land $22,325 Building $117,650
2024			$559,900 Land $89,300 Building $470,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1998–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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