995 Emerald Dr, Mount Dora, FL 32757 Property Records

Lake County property record for 995 Emerald Dr, Mount Dora, FL 32757 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	1,224 sqft Living Area
Lot Size	7,800 sqft (0.179 acres)
Occupancy	Owner Occupied
Last Sale	$120,000 (2019)
Tax Bill	$2,196.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`26-19-26-0400-000-05700`
Alternative APN	`1325226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,224 sqft Living Area
1st Floor	1,024 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2017
Exterior Material	Brick Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Block Foundation
Roof Material	Shingle Roof
Lot Area	7,800 sqft (0.179 acres)
Depth X Width	120 ft x 65 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Porch	Open Porch
Porch Area	212 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1325226
Street Address	995 EMERALD DR
City	MOUNT DORA
State	FL
Zip	32757-4645
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GOLDEN ISLE LOT 57 PB 15 PG 44 ORB 5317 PG 977
Legal Range	26E
Legal Township	19S
Legal Section	26
Legal Subdivision	GOLDEN ISLE
Legal Tract	400
Legal Lot Number	57
Jurisdiction	LAKE FL
Minor Civil Division	MOUNT DORA
Census Blockgroup	3
Census Block	3002
Census Tract	30915

Owner

Source: Lake County records · APN 26-19-26-0400-000-05700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	995 EMERALD DR, MOUNT DORA, FL 32757-4645
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) R P FNDG INC
Jul 30, 2019	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RP FUNDING INC
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage MICHAEL D & DIANE L SCHULTZ

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Feb 01, 2016 · Amount on Record
Deed Doc Number	2019084787
Deed Book / Page	5317 / 0977
Record Refreshed	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	995 EMERALD DR, MOUNT DORA, FL 32757-4645
Document Number	0055651684
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	995 EMERALD DR MOUNT DORA FL 327574645, MOUNT DORA, FL 32757-4645

Mortgage

Document Number	0055651684
Date	Oct 19, 2020
Book Page	005565/001684
Instrument	116864

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 30, 2019
Property Address	995 EMERALD DR, MOUNT DORA, FL 32757-4645
Document Number	0053170977
Book / Page	5317 / 0977
Map Reference	MB 15 PG 44
Instrument Date	Jul 25, 2019
Instrument	2019084787
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	SAINT LAWRENCE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4603 SLOEWOOD DR, 4603, MOUNT DORA, FL 32757-7226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	995 EMERALD DR, MOUNT DORA, FL 32757-4645

Mortgage

Document Number	0053170978
Date	Jul 30, 2019
Instrument	5317/0978

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	995 EMERALD DR, MOUNT DORA, FL 32757-4645
Document Number	0050301570
Book / Page	005030 / 001570
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 SLOEWOOD DR MOUNT DORA FL 327577226, MOUNT DORA, FL 32757-7226

Mortgage

Document Number	0050301570
Date	Nov 22, 2017
Book Page	005030/001570
Instrument	124790

Lender

Name	MICHAEL D & DIANE L SCHULTZ
Address	19320 MELODY LN, EUSTIS, FL 32736-2215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,762 (+11.31%) Land $31,680 Building $117,082	$170,505 (+15.65%) Land $31,680 Building $138,825
2024	$2,196.00 (+13.2%)
2023	$1,940.00 (+11.94%) Homeowner's exemption	$133,648 (+3.92%)	$147,437 (+4.69%) Land $31,680 Building $115,757
2022	$1,733.00 Homeowner's exemption	$128,608	$140,837 Land $25,080 Building $115,757

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

995 Emerald Dr, Mount Dora, FL 32757 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Emerald Dr

Nearby Streets

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