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965 Emerald Dr, Mount Dora, FL 32757 Property Records

Lake County property record for 965 Emerald Dr, Mount Dora, FL 32757

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,083 sqft · built 1960
Lot Size0.179 acres (7,800 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Aug 2023)
Tax Bill$2,009 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-19-26-0400-000-05600

Property Details

APN / Parcel Number

Primary APN26-19-26-0400-000-05600
Alternative APN
  • 1325218

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,083 sqft Living Area
1st Floor Area1,083 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions120 ft deep x 65 ft wide
Garage TypeCarport
Garage Area180 sqft
CarportCarport
Carport Area180 sqft
PorchFinished/Open Porch
Porch Area64 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1325218
Street Address965 EMERALD DR
CityMOUNT DORA
StateFL
Zip32757-4645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionGOLDEN ISLE LOT 56 PB 15 PG 44 ORB 6190 PG 350
Legal Range26E
Legal Township19S
Legal Section26
Legal SubdivisionGOLDEN ISLE SUB
Legal Tract0400
Legal Lot Number56
JurisdictionLAKE FL
Township / Civil DivisionMOUNT DORA
Census Block Group3
Census Block3002
Census Tract30915

Owner

965 Emerald Dr is owned and occupied by an individual who bought it in August 2023.

Source: Lake County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Mailing Address965 EMERALD DR, MOUNT DORA, FL 32757-4645
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2023 · Amount on File
Deed SaleAug 8, 2023 · Amount on File
Prior SaleJul 5, 2013 · Amount on File
Deed Document Number202395398
Deed Book / Page6190 / 350
Prior Transfer DateNov 8, 2012
Prior Transfer Doc0042381212
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateAug 8, 2023
Property Address965 EMERALD DR, MOUNT DORA, FL 32757-4645
Document Number0061900350
Book / Page6190 / 350
Map ReferenceMB 15 PG 44
Instrument DateAug 3, 2023
Instrument2023095398
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address999 VANDERBILT BEACH RD STE 200, 200, NAPLES, FL 34108-3512

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 EMERALD DR, MOUNT DORA, FL 32757-4645

Mortgage

Document Number0006190352
DateAug 8, 2023
Instrument6190/352
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$130,790 (-) Land $31,680 Building $99,110$130,790 (-) Land $31,680 Building $99,110
2025$130,790 Land $31,680 Building $99,110$130,790 Land $31,680 Building $99,110
2024$2,009.00 (+2.97%)
2023$1,951.00 (+13.23%)$127,460 (+5.46%)$127,460 (+5.46%) Land $31,680 Building $95,780
2022$1,723.00$120,860$120,860 Land $25,080 Building $95,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 965 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT DORA, CITY OF (2WPS)
serves 39,710 people · EPA ID FL3350858
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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