995 E Ridge Rd, Rochester, NY 14621 Property Records

Monroe County and Irondequoit Town property record for 995 E Ridge Rd, Rochester, NY 14621

Property Summary

Property Type	Auto Repair, Garage
Details	6,100 sqft · built 1985
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Company Names on File
Tax Bill	$20,873 (2026)
Deeds & Mortgages	Oct 2020 Loan Modification Oct 2020 Loan Modification + 6 more
Flood Zone	Zone X (minimal risk)
APN	`263400 091.07-2-15.6`

Property Details

APN / Parcel Number

Primary APN	`263400 091.07-2-15.6`
Alternative APN	`09454500000`

Interior

Stories	1 Story
Building Area	6,100 sqft Gross Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09454500000
Street Address	995 E RIDGE RD
City	ROCHESTER
State	NY
Zip	14621
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	06 - INDUS
Legal Block	2
Legal Lot Number	15.600
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	2
Census Block	2019
Census Tract	10602

Owner

995 E Ridge Rd, a commercial property, is owned by a company that acquired it in October 2020.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	550 LATONA RD, E, ROCHESTER, NY 14626-2700
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Loan Modification, Mortgage FIVE STAR BK
Oct 7, 2020	Loan Modification, Mortgage FIVE STAR BK
Oct 7, 2020	Loan Modification, Mortgage FIVE STAR BK
Oct 7, 2020	Loan Modification, Mortgage FIVE STAR BK
Nov 19, 2020	Deed, Transfer
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Dec 28, 2016	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Dec 27, 2016	Loan Modification, Consolidation and Extension, Mortgage VISIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 6, 2020
Transfer Doc	0000000081
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	995 E RIDGE RD, ROCHESTER, NY 14621
Document Number	0000000085
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	550 LATONA RD #501 ROCHESTER NY 146262700, 501, ROCHESTER, NY 14626-2700

Mortgage

Document Number	0000000085
Date	Nov 19, 2020
Book Page	028867/000390
Instrument	85

Lender

Name	FIVE STAR BK
Type	Bank
Address	55 N MAIN ST, WARSAW, NY 14569-1325

Agreement

Amount	Amount on Record

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	995 E RIDGE RD, ROCHESTER, NY 14621
Document Number	0000000088
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	550 LATONA RD #501 ROCHESTER NY 146262700, 501, ROCHESTER, NY 14626-2700

Mortgage

Document Number	0000000088
Date	Nov 19, 2020
Book Page	028867/000514
Instrument	88

Lender

Name	FIVE STAR BK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Amount	Amount on Record

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	995 E RIDGE RD, ROCHESTER, NY 14621
Document Number	0000000086
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	550 LATONA RD #501 ROCHESTER NY 146262700, 501, ROCHESTER, NY 14626-2700

Mortgage

Document Number	0000000086
Date	Nov 19, 2020
Book Page	028867/000432
Instrument	86

Lender

Name	FIVE STAR BK
Type	Bank
Address	55 N MAIN ST, WARSAW, NY 14569-1325

Agreement

Amount	Amount on Record

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	995 E RIDGE RD, ROCHESTER, NY 14621
Document Number	0000000087
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	550 LATONA RD #501 ROCHESTER NY 146262700, 501, ROCHESTER, NY 14626-2700

Mortgage

Document Number	0000000087
Date	Nov 19, 2020
Book Page	028867/000473
Instrument	87

Lender

Name	FIVE STAR BK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Amount	Amount on Record

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	Nov 19, 2020
Property Address	995 E RIDGE RD, ROCHESTER, NY 14621
Document Number	0000000081
Book / Page	12424 / 560
Map Reference	LB 349 PG 57
Instrument Date	Oct 6, 2020
Instrument	202011190081
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 LATONA RD # RDE501, 550, ROCHESTER, NY 14626-2700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 LATONA RD # E-150, E-150, ROCHESTER, NY 14626-2700

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	995 E RIDGE RD, ROCHESTER, NY 14621
Document Number	0000000365
Book / Page	027214 / 000622
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	550 LATONA RD #E501 ROCHESTER NY 146262727, E501, ROCHESTER, NY 14626-2727

Mortgage

Document Number	0000000365
Date	Jul 6, 2017
Book Page	027214/000622
Instrument	365

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13761-0419

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	995 E RIDGE RD, ROCHESTER, NY 14621
Document Number	0000000719
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	550 LATONA RD #E501 ROCHESTER NY 146262727, E501, ROCHESTER, NY 14626-2727

Mortgage

Document Number	0000000719
Date	Jan 3, 2017
Book Page	026980/000187
Instrument	719

Lender

Name	VISIONS FCU
Type	Credit Union
Address	PO BOX 419, ENDICOTT, NY 13761-0419

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	MONROE NY
Property Address	995 E RIDGE RD, ROCHESTER, NY 14621
Document Number	0000000721
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	550 LATONA RD #E501 ROCHESTER NY 146262727, E501, ROCHESTER, NY 14626-2727

Mortgage

Document Number	0000000721
Date	Jan 3, 2017
Book Page	026980/000218
Instrument	721

Lender

Name	VISIONS FCU
Type	Credit Union
Address	PO BOX 419, ENDICOTT, NY 13761-0419

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 995 E Ridge Rd was $20,873, up 3.6% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	West Irondequoit Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,873.00 (+3.56%)
2025	$20,155.00	$525,000 Land $173,100 Building $351,900	$625,000 Land $206,071 Building $418,929
2023		$525,000 (+22.32%) Land $173,100 Building $351,900	$525,000 (-4.6%) Land $173,100 Building $351,900
2022		$429,200 Land $173,100 Building $256,100	$550,300 Land $221,941 Building $328,359
2021	$21,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 995 E Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 995 E Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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