Indian River County property record for 995 E 13th Sq, Vero Beach, FL 32960
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,942 sqft · built 2003 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $203,000 (Jan 2019) |
| Tax Bill | $4,605 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-11-00034-0000-00022.0 |
| Primary APN | 33-39-11-00034-0000-00022.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,942 sqft Living Area |
| Gross Area | 2,342 sqft |
| 1st Floor Area | 1,942 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 85 ft deep x 40 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 432 sqft |
| Porch | Open Porch |
| Porch Area | 34 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 995 E 13TH SQ |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32960-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-6 |
| Legal Description | WATERFORD LAKES PHASE I SUB LOT 22 PBI 16-48 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 11 |
| Legal Subdivision | WATERFORD LAKES PHASE I SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 50602 |
995 E 13th Sq is owned by two individuals who bought it in January 2019.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2520 DARK OAK CT, OVIEDO, FL 32766-7053 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Jan 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on File |
| Deed Sale | Jan 11, 2019 · Amount on File |
| Prior Sale | Dec 20, 2013 · Amount on File |
| Deed Document Number | 20192173 |
| Deed Book / Page | 3176 / 1168 |
| Prior Transfer Date | Aug 26, 2005 |
| Prior Transfer Doc | 0019450498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 995 E 13TH SQ, VERO BEACH, FL 32960-2109 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 375 22ND AVE SW, VERO BEACH, FL 32962-3352 |
| Document Number | 0033880423 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 3388/423 |
| Instrument | 3120210010308 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 11, 2019 |
| Property Address | 995 E 13TH SQ, VERO BEACH, FL 32960-2109 |
| Document Number | 0031761168 |
| Book / Page | 003176 / 001168 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 2173 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,421.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 375 22ND AVE SW VERO BEACH FL 329623352, VERO BEACH, FL 32962-3352 |
| Document Number | 31761170 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 003176/001170 |
| Instrument | 2174 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 10, 2034 |
The 2025 property tax bill for 995 E 13th Sq was $4,605.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,605.00 | $308,824 Land $34,000 Building $274,824 | $308,824 Land $34,000 Building $274,824 |
| 2023 | $3,948.00 (+11.24%) | $311,912 (+15.45%) Land $34,000 Building $277,912 | $311,912 (+15.45%) Land $34,000 Building $277,912 |
| 2022 | $3,549.00 | $270,169 Land $21,250 Building $248,919 | $270,169 Land $21,250 Building $248,919 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 995 E 13th Sq in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 3 (2007–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 995 E 13th Sq is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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