992 E 13th Sq, Vero Beach, FL 32960 Property Records

Indian River County property record for 992 E 13th Sq, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 2003
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Apr 2020)
Tax Bill	$2,700 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-11-00034-0000-00147.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-11-00034-0000-00147.0`
Alternative APN	`74821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	85 ft deep x 40 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	432 sqft
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74821
Street Address	992 E 13TH SQ
City	VERO BEACH
State	FL
Zip	32960-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	WATERFORD LAKES PHASE I SUB LOT 147 PBI 16-48
Legal Range	39
Legal Township	33
Legal Section	11
Legal Subdivision	WATERFORD LAKES PHASE I SUBDIVISION
Legal Phase	1
Legal Lot Number	147
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1007
Census Tract	50602

Owner

Source: Indian River County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	992 E 13TH SQ, VERO BEACH, FL 32960-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 6, 2020 · Amount on Record
Deed Sale	Apr 6, 2020 · Amount on Record
Prior Sale	Nov 18, 2009 · Amount on Record
Deed Document Number	3120200019860
Deed Book / Page	3290 / 2360
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 6, 2020
Property Address	992 E 13TH SQ, VERO BEACH, FL 32960-2108
Document Number	0032902360
Book / Page	3290 / 2360
Map Reference	MB 16 PG 48
Instrument Date	Apr 2, 2020
Instrument	3120200019860
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	LANDCASTLE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2175 46TH AVE, 2175, VERO BEACH, FL 32966-2268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 E 13TH SQ, VERO BEACH, FL 32960-2108
Investor	Possibly a Property Investor

Mortgage

Document Number	32902362
Date	Apr 6, 2020
Instrument	3290/2362

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,700.00 (+17.65%)	$203,378 (+5.99%)	$281,717 (-0.98%) Land $34,000 Building $247,717
2023	$2,295.00 (+2.91%)	$191,889 (+3%)	$284,501 (+15.84%) Land $34,000 Building $250,501
2022	$2,230.00	$186,300	$245,606 Land $21,250 Building $224,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (2007–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20