995 Charest Rd, Somerville, AL 35670 Property Records

Morgan County property record for 995 Charest Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,628 sqft · built 1965
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$1,000 (Sep 2017)
Deeds & Mortgages	Jun 2006 Mortgage Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-02-09-0-000-017.001`

Property Details

APN / Parcel Number

Primary APN	`10-02-09-0-000-017.001`
Alternative APNs	`124926` `62492`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,628 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	124926
Street Address	995 CHAREST RD
City	SOMERVILLE
State	AL
Zip	35670-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR OF NW1/4 OF NE1/4 OF SEC 9, T6S, R2W TH SO 1314.97', TH W 1577.92' TO TPOB TH SO 206.61', TH W 303.53', TH NE A
Legal Range	2W
Legal Township	6S
Legal Section	09
Legal Subdivision	GREYSTONE REP
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2006
Census Tract	5405

Owner

Source: Morgan County records · APN 10-02-09-0-000-017.001

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	995 CHAREST RD, SOMERVILLE, AL 35670-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2006	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM MORTGAGE INC
Sep 28, 2017	Warranty Deed, Transfer
May 05, 2008	Warranty Deed, Transfer · FHA Mortgage EVABANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	May 05, 2008 · Amount on Record
Deed Document Number	2017DEED2017-08505
Deed Book / Page	2017 / 8505
Record Updated	Sep 20, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	995 CHAREST RD, SOMERVILLE, AL 35670-3318
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006/26918
Date	Jun 01, 2006
Book Page	2006/26918

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company
Address	MADISON, AL 35758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2036

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 28, 2017
Property Address	995 CHAREST RD, SOMERVILLE, AL 35670-3318
Document Number	DEED2017/08505
Book / Page	DEED2017 / 08505
Instrument Date	Sep 27, 2017
Instrument	DEED2017-08505
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 CHAREST RD, SOMERVILLE, AL 35670-3318

May 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 05, 2008
Property Address	995 CHAREST RD, SOMERVILLE, AL 35670-3318
Document Number	2008/02996
Book / Page	2008 / 02996
Instrument Date	May 02, 2008
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 CHAREST RD, SOMERVILLE, AL 35670-3318

Mortgage

Document Number	0200820982
Date	May 05, 2008
Instrument	2008/20982

Lender

Name	EVABANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2038

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,610 (-) Land $2,070 Building $12,540	$146,100 (-) Land $20,700 Building $125,400
2024		$14,610 (-) Land $2,070 Building $12,540	$146,100 (-) Land $20,700 Building $125,400
2023	Homeowner's exemption Disabled Person's exemption	$14,610 Land $2,070 Building $12,540	$146,100 Land $20,700 Building $125,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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