981 Charest Rd, Somerville, AL 35670 Property Records

Morgan County property record for 981 Charest Rd, Somerville, AL 35670

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,344 sqft · built 2000
Lot Size	9 acres (392,040 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Sep 2023)
Tax Bill	$253 (2025)
Deeds & Mortgages	May 2017 Line of Credit Jan 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-02-09-0-000-009.006`

Property Details

APN / Parcel Number

Primary APN	`10-02-09-0-000-009.006`
Alternative APNs	`21355` `92059`

Interior

Full Baths	1 Bath
Building Area	1,344 sqft Adjusted Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	392,040 sqft (9 acres)

Location & Zoning

Account Number	92059
Street Address	981 CHAREST RD
City	SOMERVILLE
State	AL
Zip	35670-3318
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM AT NE COR OF NW1/4 OF NE1/4 OF SEC 9, T6S, R2W, TH SO ALG E BDRY OF W1/2 OF NE1/4 1314.97' TO SE COR OF SAID 1/4 1/4, TH
Legal Range	2W
Legal Township	6S
Legal Section	09
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2006
Census Tract	5405

Owner

Source: Morgan County records · APN 10-02-09-0-000-009.006

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	981 CHAREST RD, SOMERVILLE, AL 35670-3318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 15, 2017	Deed of Trust, Mortgage · Line of Credit EVABANK
Jan 07, 2005	Deed of Trust, Mortgage EVABANK
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Deed Book / Page	2023 / 8192
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	981 CHAREST RD, SOMERVILLE, AL 35670-3318
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2017/14646
Date	May 15, 2017
Book Page	MTG2017/14646

Lender

Name	EVABANK
Type	Bank
Address	CULLMAN, AL 35055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	May 12, 2029

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	981 CHAREST RD, SOMERVILLE, AL 35670-3318
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005/01188
Date	Jan 07, 2005
Book Page	2005/01188

Lender

Name	EVABANK
Address	CULLMAN, AL 35058

Agreement

Amount	Amount Recorded

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 14, 2023
Property Address	981 CHAREST RD, SOMERVILLE, AL 35670-3318
Document Number	02023/8192
Book / Page	2023 / 8192
Instrument Date	Sep 12, 2023
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	796 NELSON HOLLOW RD, SOMERVILLE, AL 35670-5708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	981 CHAREST ROAD, DECATUR, AL 35601

Mortgage

Document Number	0202330482
Date	Sep 14, 2023
Instrument	2023/30482

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 14, 2023
Property Address	981 CHAREST RD, SOMERVILLE, AL 35670-3318
Document Number	02023/8192
Book / Page	2023 / 8192
Instrument Date	Sep 12, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	796 NELSON HOLLOW RD, SOMERVILLE, AL 35670-5708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	981 CHAREST ROAD, DECATUR, AL 35601

Mortgage

Document Number	0202330482
Date	Sep 14, 2023
Instrument	2023/30482

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$253.00 Homeowner's exemption	$8,210 (-) Land $5,450 Building $2,760	$82,100 (-) Land $54,500 Building $27,600
2024		$8,210 (-) Land $5,450 Building $2,760	$82,100 (-) Land $54,500 Building $27,600
2023	$253.00 Homeowner's exemption	$8,210 (+6.62%) Land $5,450 Building $2,760	$82,100 (+6.62%) Land $54,500 Building $27,600
2022	Homeowner's exemption	$7,700 Land $4,950 Building $2,750	$77,000 Land $49,500 Building $27,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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