9946 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 9946 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,060 sqft · built 1995
Lot Size	0.244 acres (10,631 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jan 2018)
Tax Bill	$4,320 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1005-000-11700`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1005-000-11700`
Alternative APN	`3431961`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,060 sqft Living Area
1st Floor Area	2,060 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,631 sqft (0.244 acres)
Lot Width	86 ft Width
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	210 sqft
Porch	Open Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3431961
Street Address	9946 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES PHASE I LOT 117 PB 32 PG 55-57 ORB 5060 PG 2270
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES
Legal Phase	1
Legal Tract	1005
Legal Lot Number	117
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2085
Census Tract	31207

Owner

9946 Spring Lake Dr is owned and occupied by two individuals who bought it in January 2018.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	9946 SPRING LAKE DR, CLERMONT, FL 34711-7983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 31, 2018	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS
Nov 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 31, 2018 · Amount on File
Deed Sale	Jan 31, 2018 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	2018011927
Deed Book / Page	5060 / 2270
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	9946 SPRING LAKE DR, CLERMONT, FL 34711-7983
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9946 SPRING LAKE DR, CLERMONT, FL 34711-7983

Mortgage

Document Number	0058800648
Date	Jan 20, 2022
Book Page	5880/648
Instrument	2022009217

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 31, 2018
Property Address	9946 SPRING LAKE DR, CLERMONT, FL 34711-7983
Document Number	0050602270
Book / Page	005060 / 002270
Instrument Date	Jan 26, 2018
Instrument	11927
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	546 GLENEAGLES DR DAVENPORT FL 338977366, DAVENPORT, FL 33897-7366

Mortgage

Document Number	50602274
Date	Jan 31, 2018
Book Page	005060/002274
Instrument	11929

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 7, 2017
Property Address	9946 SPRING LAKE DR, CLERMONT, FL 34711-7983
Document Number	0050230690
Book / Page	005023 / 000690
Instrument Date	Oct 30, 2017
Instrument	118317
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,383.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10806 LAKE MINNEOLA SHRS CLERMONT FL 347119400, CLERMONT, FL 34711-9400

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$317,800 Land $102,300 Building $215,500	$376,776 Land $102,300 Building $274,476
2024	$4,320.00 (+6.85%)
2023	$4,043.00 (+6.62%) Homeowner's exemption	$299,860 (+3%)	$394,429 (+35.48%) Land $102,300 Building $292,129
2022	$3,792.00 Homeowner's exemption	$291,128	$291,128 Land $62,000 Building $229,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9946 Spring Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9946 Spring Lake Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Spectrum, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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